San Diego County property record for 286 Ave Descanso, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1979 |
| Square Footage | 820 sqft Living Area |
| Lot Size | 4,700 sqft (0.108 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $274,000 (2015) |
| Tax Bill | $3,676.00 (2025) |
| Primary APN | 157-391-44-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 820 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 4,700 sqft (0.108 acres) |
| Parking Spaces | 1 Parking Space |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 286 AVENIDA DESCANSO |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 154 TR 008775 |
| Legal Subdivision | HERMOSA MANOR |
| Legal Tract | 008775 |
| Legal Block | 3 |
| Legal Lot Number | 154 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 18609 |
Source: San Diego County records · APN 157-391-44-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Jun 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage REFS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2015 · Amount on Record |
| Deed Sale | Nov 20, 2015 · Amount on Record |
| Prior Sale | May 27, 1987 · Amount on Record |
| Deed Document Number | 2015603448 |
| Prior Transfer Date | Dec 19, 2005 |
| Prior Transfer Doc | 0000037379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 286 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5204 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000599357 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 2017-0599357 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDLANDS, CA 92374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 286 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5204 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 286 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5204 |
| Document Number | 0000264770 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022-0264770 |
| Name | REFS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92196 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2037 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $468,537 (+44.45%) Land $95,731 Building $372,806 | |
| 2025 | $3,676.00 (+5.18%) | $324,351 (+4.04%) Land $93,854 Building $230,497 |
| 2023 | $3,495.00 (+1.54%) | $311,758 Land $90,210 Building $221,548 |
| 2022 | $3,442.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 21% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,587 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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