2979 E 650 S, Berne, IN 46711 Property Records

Adams County property record for 2979 E 650 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	4 bd · 2,467 sqft · built 1900
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Aug 2025)
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-11-01-200-019.000-017`

Property Details

APN / Parcel Number

Primary APN	`01-11-01-200-019.000-017`
Alternative APNs	`01519000004305` `01416754418`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,467 sqft Living Area
1st Floor Area	2,467 sqft
Basement Area	570 sqft
Unfinished Basement	570 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01416754418
Street Address	2979 E 650 S
City	BERNE
State	IN
Zip	46711-9426
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SE NE E OF DITCH SEC 1 (2A)
Jurisdiction	ADAMS IN
Township / Civil Division	WABASH
Census Block Group	5
Census Block	5018
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2404 W 350 S, BERNE, IN 46711-9762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage MERCER SAVINGS BANK
Jan 22, 2018	Warranty Deed, Transfer · ARM FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Nov 9, 2023 · Amount on Record
Deed Document Number	202546231
Prior Transfer Date	Jul 30, 2025
Prior Transfer Doc	0000046231
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Nov 6, 2023
Property Address	2979 E 650 S, BERNE, IN 46711-9426
Document Number	2023003912
Instrument Date	Sep 27, 2023
Instrument	2023003912
Transaction Type	Transfer
Record Updated	May 16, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2979 E 650 S, BERNE, IN 46711-9426

Mortgage

Document Number	2023003913
Date	Nov 6, 2023
Instrument	2023003913

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2053

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jan 22, 2018
Property Address	2979 E 650 S, BERNE, IN 46711-9426
Document Number	2018000303
Instrument Date	Jan 16, 2018
Instrument	2018000303
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2979 E 650 S, BERNE, IN 46711-9426

Mortgage

Document Number	2018000304
Date	Jan 22, 2018
Instrument	2018000304

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 16, 2032
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	9.49%
Index	5-Year CMT
Margin	4
Max Rate	9.49%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Wabash Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,003.00 (+1.11%) Homeowner's exemption	$154,100 (+12.65%) Land $21,300 Building $132,800	$154,100 (+12.65%) Land $21,300 Building $132,800
2024	$992.00 (-6.15%)
2023	$1,057.00 (+13.78%)	$136,800 (+3.56%) Land $21,200 Building $115,600	$136,800 (+3.56%) Land $21,200 Building $115,600
2022	$929.00 (+25.71%)	$132,100 Land $21,100 Building $111,000	$132,100 Land $21,100 Building $111,000
2020	$739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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