2595 E 650 S, Berne, IN 46711 Property Records

Adams County property record for 2595 E 650 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	7 bd · 3,648 sqft · built 1998
Lot Size	8.48 acres (369,389 sqft)
Owner	Individual Name on Record
Last Sale	$111,300 (Dec 2016)
Tax Bill	$5,067 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-11-01-200-008.000-017`

Property Details

APN / Parcel Number

Primary APN	`01-11-01-200-008.000-017`
Alternative APNs	`01507000002790` `01262011719`

Interior

Bedrooms	7 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,648 sqft Living Area
1st Floor Area	3,648 sqft
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	369,389 sqft (8.48 acres)
Terrain	Rolling
Lean-To	256 sqft
Poultry House	8,000 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01262011719
Street Address	2595 E 650 S
City	BERNE
State	IN
Zip	46711-9424
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 656.94' OF W 664.66' SW NE SEC 1 (8.48A)
Jurisdiction	ADAMS IN
Township / Civil Division	WABASH
Census Block Group	5
Census Block	5018
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2595 E 650 S, BERNE, IN 46711-9424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
May 19, 2023	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
Oct 31, 2017	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
Jul 31, 2018	Deed of Trust, Mortgage MERCER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2016 · Amount on Record
Deed Sale	Dec 19, 2016 · Amount on Record
Deed Document Number	20165045
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	2595 E 650 S, BERNE, IN 46711-9424
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003272
Date	Sep 26, 2023
Instrument	2023003272

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2043

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	2595 E 650 S, BERNE, IN 46711-9424
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023001629
Date	May 19, 2023
Instrument	2023001629

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2043

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	2595 E 650 S, BERNE, IN 46711-9424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017004126
Date	Oct 31, 2017
Instrument	2017004126

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	2595 E 650 S, BERNE, IN 46711-9424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018002873
Date	Jul 31, 2018
Instrument	2018002873

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	234 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Wabash Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,067.00 (+2.26%) Homeowner's exemption	$538,400 (+13.37%) Land $40,100 Building $498,300	$538,400 (+13.37%) Land $40,100 Building $498,300
2024	$4,955.00 (-7.95%)
2023	$5,383.00 (-6.24%)	$474,900 (+2%) Land $39,100 Building $435,800	$474,900 (+2%) Land $39,100 Building $435,800
2022	$5,741.00 (+24.26%)	$465,600 Land $37,400 Building $428,200	$465,600 Land $37,400 Building $428,200
2020	$4,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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