Adams County property record for 2521 E 650 S, Berne, IN 46711
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1,600 sqft · built 2000 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,300 (Jul 2017) |
| Tax Bill | $1,563 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-11-01-200-009.000-017 |
| Primary APN | 01-11-01-200-009.000-017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 2,752 sqft |
| Basement Area | 1,280 sqft |
| Unfinished Basement | 1,280 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | Rolling |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Lean-To | 768 sqft |
| Heating System | Other |
|---|
| Account Number | 01271903256 |
|---|---|
| Street Address | 2521 E 650 S |
| City | BERNE |
| State | IN |
| Zip | 46711-9424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SW COR SW NE SEC 1 (1.5A) |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | WABASH |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 30700 |
2521 E 650 S, a rural home, is owned and occupied by an individual who bought it in July 2017.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2521 E 650 N, BERNE, IN 46711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on File |
| Deed Sale | Jul 17, 2017 · Amount on File |
| Prior Sale | Oct 16, 2012 · Amount on File |
| Deed Document Number | 20172497 |
| Prior Transfer Date | Jul 7, 2017 |
| Prior Transfer Doc | 2017002498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Jul 17, 2017 |
| Property Address | 2521 E 650 S, BERNE, IN 46711-9424 |
| Document Number | 2017002497 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 2017002497 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2521 E 650 S, BERNE, IN 46711-9424 |
| Document Number | 2017002498 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 2017002498 |
| Name | MERCER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CELINA, OH 45822 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 2521 E 650 S was $1,563 with a homeowner's exemption, up 0.3% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Wabash Township |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,563.00 (+0.32%) Homeowner's exemption | $228,200 Land $21,100 Building $207,100 | $228,200 Land $21,100 Building $207,100 |
| 2024 | $1,558.00 (-12.37%) | ||
| 2023 | $1,778.00 (+7.37%) | $201,000 (+2.76%) Land $21,000 Building $180,000 | $201,000 (+2.76%) Land $21,000 Building $180,000 |
| 2022 | $1,656.00 | $195,600 Land $20,900 Building $174,700 | $195,600 Land $20,900 Building $174,700 |
| 2020 | $1,425.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2521 E 650 S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003–2011) |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2521 E 650 S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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