2977 Flossy Ct, Willoughby, OH 44094 Property Records

Lake County property record for 2977 Flossy Ct, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,700 sqft · built 2018
Lot Size0.275 acres (12,001 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Feb 2022)
Tax Bill$11,261 (2023)
Deeds & MortgagesSep 2022 Transfer
Feb 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-B-049-H-00-013-0

Property Details

APN / Parcel Number

Primary APN27-B-049-H-00-013-0

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,700 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area12,001 sqft (0.275 acres)
Garage Area680 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2977 FLOSSY CT
CityWILLOUGHBY
StateOH
Zip44094-7896
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1, 2 & 15 GORE TRACT
Legal SubdivisionMELROSE FARMS
Legal Lot Number78 2
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2007
Census Tract201600

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2977 FLOSSY CT, WILLOUGHBY, OH 44094-7896
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Transfer on Death Deed, Transfer
Feb 24, 2022Warranty Deed, Transfer
OHIO REAL TITLE
Apr 8, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
KEYBANK USA
Apr 13, 2018Warranty Deed, Transfer · Line of Credit
FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2022 · Amount on File
Deed SaleFeb 24, 2022 · Amount on File
Prior SaleApr 8, 2019 · Amount on File
Deed Document Number470498
Record UpdatedJun 7, 2026

September 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE OH
Recording DateSep 16, 2022
Property Address2977 FLOSSY CT, WILLOUGHBY, OH 44094-7896
Document Number0000025585
Map ReferenceVOL 64 PG 27
Instrument DateSep 8, 2022
Instrument2022R025585
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2977 FLOSSY CT, WILLOUGHBY, OH 44094-7896

Transferred To (Grantee/Buyer)

NameVerified Name

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateFeb 24, 2022
Property Address2977 FLOSSY CT, WILLOUGHBY, OH 44094-7896
Document Number0000005812
Map ReferenceMB 64 PG 27
Instrument DateFeb 22, 2022
Instrument2022R005812
Transaction TypeTransfer
Record UpdatedApr 26, 2024
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2977 FLOSSY CT, WILLOUGHBY, OH 44094-7896

April 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateApr 8, 2019
Property Address2977 FLOSSY CT, WILLOUGHBY, OH 44094-7896
Document Number0000007213
Instrument DateApr 3, 2019
Instrument7213
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 24, 2019
Title CompanyEMERALD GLEN TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,579.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2977 FLOSSY CT WILLOUGHBY OH 44094, WILLOUGHBY, OH 44094

Mortgage

Document Number7214
DateApr 8, 2019
Instrument7214
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44144-1306
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 7, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateApr 13, 2018
Property Address2977 FLOSSY CT, WILLOUGHBY, OH 44094-7896
Document Number0000008788
Instrument DateApr 13, 2018
Instrument8788
Transaction TypeTransfer
Record UpdatedMay 1, 2018
Title CompanyEMERALD GLEN TITLE AGENCY

Transaction

AmountAmount on Record
Tax$360.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 384 MENTOR OH 440610384, MENTOR, OH 44061-0384

Mortgage

Document Number8789
DateApr 13, 2018
Instrument8789
Lender
NameFIRST FED'L S&L/LAKEWOOD
TypeFederal Savings Bank
AddressLAKEWOOD, OH 44107
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueApr 12, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$11,261.00 (+51.3%) Homeowner's exemption$118,940 (-) Land $35,030 Building $83,910
2022$7,443.00$118,940 Land $35,030 Building $83,910
2021$339,830 Land $100,090 Building $239,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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