Lake County property record for 2962 Flossy Ct, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,503 sqft · built 2015 |
| Lot Size | 0.444 acres (19,354 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $585,000 (Jan 2026) |
| Tax Bill | $9,519 (2024) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-049-G-00-016-0 |
| Primary APN | 27-B-049-G-00-016-0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,503 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Basement Area | 270 sqft |
| Unfinished Basement | 270 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,354 sqft (0.444 acres) |
| Garage Area | 347 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 105 sqft |
| Patio Area | 814 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2962 FLOSSY CT |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, 2 & 15 GORE TRACT |
| Legal Subdivision | MELROSE FARMS |
| Legal Lot Number | 65 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 201600 |
Source: Lake County records, as of January 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Jun 14, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on Record |
| Deed Sale | Jan 6, 2026 · Amount on Record |
| Prior Sale | Jun 14, 2017 |
| Deed Document Number | 2026R000224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 2962 FLOSSY CT, WILLOUGHBY, OH 44094-7893 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2962 FLOSSY CT, WILLOUGHBY, OH 44094-7893 |
| Document Number | 0000036406 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021R036406 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 6, 2026 |
| Property Address | 2962 FLOSSY CT, WILLOUGHBY, OH 44094-7893 |
| Document Number | 0000000224 |
| Map Reference | VOL 63 PG 11 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 2026R000224 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000000225 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026R000225 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 14, 2017 |
| Property Address | 2962 FLOSSY CT, WILLOUGHBY, OH 44094-7893 |
| Document Number | 0000015472 |
| Instrument Date | Apr 18, 2016 |
| Instrument | 2017R015472 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | ENTERPRISE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2962 FLOSSY CT, WILLOUGHBY, OH 44094-7893 |
| Document Number | 0000015473 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 2017R015473 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 106 Months |
| Due | Apr 22, 2026 |
Source: Lake County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $9,519.00 (-30.25%) Homeowner's exemption | $175,570 (+21.8%) Land $61,690 Building $113,880 | $501,650 (+21.8%) Land $176,270 Building $325,380 |
| 2023 | $13,648.00 (+54.99%) Homeowner's exemption | $144,150 (-) Land $49,270 Building $94,880 | |
| 2022 | $8,806.00 Homeowner's exemption | $144,150 Land $49,270 Building $94,880 | |
| 2021 | $411,860 Land $140,780 Building $271,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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