Lake County property record for 2976 Flossy Ct, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,190 sqft · built 2016 |
| Lot Size | 0.319 acres (13,917 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $408,000 (Mar 2017) |
| Tax Bill | $12,281 (2023) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-049-H-00-001-0 |
| Primary APN | 27-B-049-H-00-001-0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,190 sqft Living Area |
| Gross Area | 3,020 sqft |
| 1st Floor Area | 680 sqft |
| Basement Area | 830 sqft |
| Unfinished Basement | 830 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,917 sqft (0.319 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 992 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2976 FLOSSY CT |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, 2 & 15 GORE TRACT |
| Legal Subdivision | MELROSE FARMS |
| Legal Lot Number | 66 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 201600 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2976 FLOSSY CT, WILLOUGHBY, OH 44094-7893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI MILLENNIAL HM LNDG INC |
| Mar 20, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI FIRST FED'L S&L/LAKEWOOD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2017 · Amount on Record |
| Deed Sale | Mar 20, 2017 · Amount on Record |
| Deed Document Number | 829 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 2976 FLOSSY CT, WILLOUGHBY, OH 44094-7893 |
| Document Number | 0000034633 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2979 FLOSSY CT WILLOUGHBY OH 44094, WILLOUGHBY, OH 44094 |
| Document Number | 0000034633 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 34633 |
| Name | MILLENNIAL HM LNDG INC |
|---|---|
| Address | CHATSWORTH, CA 91311 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Mar 20, 2017 |
| Property Address | 2976 FLOSSY CT, WILLOUGHBY, OH 44094-7893 |
| Document Number | 0000007110 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 7110 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 28, 2017 |
| Title Company | EMERALD GLEN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,632.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2976 FLOSSY CT WILLOUGHBY OH 440947893, WILLOUGHBY, OH 44094-7893 |
| Document Number | 7111 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 7111 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2047 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $12,281.00 (+54.91%) Homeowner's exemption | $129,720 (-) Land $41,750 Building $87,970 | |
| 2022 | $7,928.00 Homeowner's exemption | $129,720 Land $41,750 Building $87,970 | |
| 2021 | $370,630 Land $119,290 Building $251,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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