2977 Calle Gaucho, San Clemente, CA 92673 Property Records

Orange County property record for 2977 Calle Gaucho, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,156 sqft · built 1986
Lot Size0.169 acres (7,373 sqft)
Owner2 Trust Names on File
Last Sale$930,000 (Mar 2018)
Tax Bill$10,622 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Jun 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN680-142-05

Property Details

APN / Parcel Number

Primary APN680-142-05

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area2,156 sqft Living Area
Gross Area2,846 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area7,373 sqft (0.169 acres)
Garage Area690 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2977 CALLE GAUCHO
CitySAN CLEMENTE
StateCA
Zip92673-3075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 9272 BLK LOT 300
Legal SubdivisionTRACT NO. 9272
Legal Tract9272
Legal Lot Number300
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1011
Census Tract42111

Owner

2977 Calle Gaucho is owner-occupied and held in a trust since June 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Trust Names on File
Mailing Address2977 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3075
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 6, 2022Intrafamily Transfer, Transfer
Nov 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
ALLY BANK
Mar 8, 2018Grant Deed, Transfer · Conventional Mortgage
CITIBANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2018 · Amount on File
Deed SaleMar 8, 2018 · Amount on File
Deed Document Number201883559
Last Transfer DateJun 2, 2022
Transfer Doc0000205846
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2977 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3075
Transaction TypeMortgage
Record UpdatedMar 8, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2977 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3075

Mortgage

Document Number0000038237
DateFeb 21, 2023
Instrument2023000038237
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueFeb 4, 2043

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateJun 6, 2022
Property Address2977 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3075
Document Number0000205846
Map ReferenceMB 402 PG 1-17
Instrument DateJun 2, 2022
Instrument2022000205846
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2977 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3075

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2977 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3075
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000486154
DateNov 21, 2019
Instrument2019000486154
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateMar 8, 2018
Property Address2977 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3075
Document Number0000083559
Instrument DateFeb 22, 2018
Instrument83559
Transaction TypeTransfer
Record UpdatedMar 19, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,023.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2977 CALLE GAUCHO SAN CLEMENTE CA 926733075, SAN CLEMENTE, CA 92673-3075

Mortgage

Document Number83560
DateMar 8, 2018
Instrument83560
Lender
NameCITIBANK FSB
TypeFederal Savings Bank
AddressO FALLON, MO 63368-2240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2977 Calle Gaucho was $10,622 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,079,341 (+2%) Land $836,866 Building $242,475
2025$10,622.00 Homeowner's exemption$1,058,178 Land $820,457 Building $237,721
2023$10,222.00 (+1.95%) Homeowner's exemption$1,017,089 Land $788,598 Building $228,491
2022$10,026.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2977 Calle Gaucho in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2977 Calle Gaucho is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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