2973 Calle Gaucho, San Clemente, CA 92673 Property Records

Orange County property record for 2973 Calle Gaucho, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,673 sqft · built 1986
Lot Size0.162 acres (7,056 sqft)
Owner2 Individual Names on File
Last Sale$770,000 (Sep 2013)
Tax Bill$9,470 (2025)
Deeds & MortgagesNov 2020 Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN680-142-03

Property Details

APN / Parcel Number

Primary APN680-142-03

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area2,673 sqft Living Area
Gross Area3,282 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area7,056 sqft (0.162 acres)
Garage Area609 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Location & Zoning

Street Address2973 CALLE GAUCHO
CitySAN CLEMENTE
StateCA
Zip92673-3075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 9272 BLK LOT 302
Legal SubdivisionTRACT 9272
Legal Tract9272
Legal Lot Number302
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1011
Census Tract42111

Owner

2973 Calle Gaucho is owned and occupied by two individuals who bought it in September 2013.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address2973 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3075
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 16, 2018Deed of Trust, Mortgage · Line of Credit
GOLDEN 1 CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2013 · Amount on File
Deed SaleSep 23, 2013 · Amount on File
Deed Document Number2013547521
Prior Transfer DateMay 13, 1996
Prior Transfer Doc0000243427
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2973 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3075
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2973 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3075

Mortgage

Document Number0000640327
DateNov 6, 2020
Instrument2020000640327
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2973 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3075
Document Number0000386206
Instrument DateOct 16, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2973 CALLE GAUCHO SAN CLEMENTE CA 926733075, SAN CLEMENTE, CA 92673-3075

Mortgage

Document Number0000386206
DateOct 25, 2018
Instrument386206
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 24, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2973 Calle Gaucho was $9,470 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$962,789 (+2%) Land $691,099 Building $271,690
2025$9,470.00 Homeowner's exemption$943,911 Land $677,548 Building $266,363
2023$9,113.00 (+1.96%) Homeowner's exemption$907,258 Land $651,237 Building $256,021
2022$8,938.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2973 Calle Gaucho in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2973 Calle Gaucho is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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