Orange County property record for 2974 Calle Gaucho, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,746 sqft · built 1981 |
| Lot Size | 0.239 acres (10,428 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,039,500 (Jul 2018) |
| Tax Bill | $3,413 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-141-43 |
| Primary APN | 680-141-43 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,746 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 10,428 sqft (0.239 acres) |
| Garage Area | 687 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2974 CALLE GAUCHO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 9272 BLK LOT 279 |
| Legal Tract | 9272 |
| Legal Lot Number | 279 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 42111 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2974 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3052 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 4, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Jul 25, 2018 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on Record |
| Deed Sale | Jul 25, 2018 · Amount on Record |
| Prior Sale | Jun 24, 2013 · Amount on Record |
| Deed Document Number | 2018270510 |
| Prior Transfer Date | Oct 15, 2012 |
| Prior Transfer Doc | 0000658003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2974 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3052 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000363328 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 2018000363328 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2974 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3052 |
| Document Number | 0000290886 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2974 CALLE GAUCHO SAN CLEMENTE CA 926733052, SAN CLEMENTE, CA 92673-3052 |
| Document Number | 0000290886 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 290886 |
| Name | OCMBC INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 25, 2018 |
| Property Address | 2974 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3052 |
| Document Number | 0000270510 |
| Map Reference | MB402 PG1-17 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 2018000270510 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | CALIFORNIA TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2974 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3052 |
| Document Number | 0000270511 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 2018000270511 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $350,160 (+2%) Land $119,766 Building $230,394 | |
| 2025 | $3,413.00 (+3.96%) Homeowner's exemption | $343,295 (+4.04%) Land $117,418 Building $225,877 |
| 2023 | $3,283.00 (+1.99%) Homeowner's exemption | $329,965 Land $112,858 Building $217,107 |
| 2022 | $3,219.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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