2976 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 2976 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,986 sqft · built 2018
Lot Size	0.202 acres (8,820 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Feb 2022)
Tax Bill	$4,683 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0R-015.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0R-015.00`
Alternative APN	`96936`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,986 sqft Living Area
Gross Area	3,708 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,820 sqft (0.202 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	242 sqft

Location & Zoning

Account Number	96936
Street Address	2976 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK 0.209 ACRES
Legal Subdivision	WALNUT CREEK, PHASE 3D- 2
Legal Block	3D-21
Legal Lot Number	3D-21
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1044
Census Tract	11210

Owner

2976 Bridgewater St is owned and occupied by two individuals who bought it in February 2022.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2976 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 24, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2022	Intrafamily Transfer, Transfer
Jun 24, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Prior Sale	Jan 10, 2019 · Amount on File
Deed Document Number	20223135
Deed Book / Page	1522 / 34
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2976 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012065
Date	Jun 11, 2021
Book Page	4427/301
Instrument	2021012065

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Feb 24, 2022
Property Address	2976 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000003135
Book / Page	1522 / 34
Map Reference	MB 2018 PG 248
Instrument Date	Feb 24, 2022
Instrument	2022003135
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2976 BRIDGEWATER ST, LANCASTER, SC 29720-0255

Mortgage

Document Number	0000003136
Date	Feb 24, 2022
Instrument	2022003136

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Feb 24, 2022
Property Address	2976 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000003137
Book / Page	1522 / 36
Map Reference	MB 2018 PG 248
Instrument Date	Feb 24, 2022
Instrument	2022003137
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2976 BRIDGEWATER ST, LANCASTER, SC 29720-0255

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2976 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000010892
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2976 BRIDGEWATER ST LANCASTER LANCASTER SC 29720, LANCASTER, SC 29720

Mortgage

Document Number	0000010892
Date	Jul 8, 2020
Book Page	004053/000341
Instrument	10892

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2976 Bridgewater St was $4,683, up 0.8% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,683.00 (+0.84%)	$21,972 (+6.58%) Land $3,000 Building $18,972	$549,300 (+6.58%) Land $75,000 Building $474,300
2024	$4,644.00 (+2.02%)	$20,616 (-) Land $3,000 Building $17,616	$515,400 (-) Land $75,000 Building $440,400
2023	$4,552.00	$20,616 Land $3,000 Building $17,616	$515,400 Land $75,000 Building $440,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2976 Bridgewater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2976 Bridgewater St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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