2961 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 2961 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,528 sqft · built 2019
Lot Size	0.163 acres (7,120 sqft)
Owner	2 Individual Names on File
Last Sale	$322,000 (Jul 2020)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015K-0E-041.00`

Property Details

APN / Parcel Number

Primary APN	`0015K-0E-041.00`
Alternative APN	`96928`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,528 sqft Living Area
Gross Area	2,548 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,120 sqft (0.163 acres)
Garage Area	460 sqft
Porch	Porch
Porch Area	98 sqft

Location & Zoning

Account Number	96928
Street Address	2961 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK 0.163 ACRES
Legal Block	3D-63
Legal Lot Number	3D-63
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1049
Census Tract	11210

Owner

2961 Bridgewater St is owned and occupied by two individuals who bought it in July 2020.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2961 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 8, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK/NM
Mar 1, 2019	Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on File
Deed Sale	Jul 8, 2020 · Amount on File
Prior Sale	Mar 1, 2019 · Amount on File
Deed Document Number	202010953
Deed Book / Page	1343 / 294
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2961 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015416
Date	Jul 28, 2021
Book Page	4478/248
Instrument	2021015416

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 8, 2020
Property Address	2961 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000010953
Book / Page	001343 / 000297
Instrument Date	Jun 11, 2020
Instrument	10953
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,191.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2961 BRIDGEWATER ST LANCASTER SC 297200255, LANCASTER, SC 29720-0255

Mortgage

Document Number	10954
Date	Jul 8, 2020
Book Page	000335/004054
Instrument	10954

Lender

Name	WELLS FARGO BK/NM
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 7, 2035

March 2019: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 1, 2019
Property Address	2961 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000002831
Book / Page	1213 / 241
Map Reference	MB 2018 PG 248
Instrument Date	Feb 28, 2019
Instrument	2019002831
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,102.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2961 BRIDGEWATER ST, LANCASTER, SC 29720-0255

Mortgage

Document Number	0000002832
Date	Mar 1, 2019
Instrument	2019002832

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2961 Bridgewater St was $3,737, up 5.4% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,737.00 (+5.36%)	$15,493 (+15%) Land $2,323 Building $13,170	$500,200 (+48.52%) Land $75,000 Building $425,200
2024	$3,547.00 (+4.45%)	$13,472 (+3.12%) Land $1,600 Building $11,872	$336,800 (+3.12%) Land $40,000 Building $296,800
2023	$3,396.00	$13,064 Land $1,600 Building $11,464	$326,600 Land $40,000 Building $286,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2961 Bridgewater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2961 Bridgewater St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bridgewater St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures