2964 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 2964 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,986 sqft · built 2020
Lot Size	0.21 acres (9,155 sqft)
Owner	Individual Name on Record
Last Sale	$354,910 (Oct 2020)
Tax Bill	$3,853 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0R-017.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0R-017.00`
Alternative APN	`96938`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,986 sqft Living Area
Gross Area	3,858 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,155 sqft (0.21 acres)
Garage Area	580 sqft

Location & Zoning

Account Number	96938
Street Address	2964 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK 0.214 ACRES
Legal Subdivision	WALNUT CREEK
Legal Block	3D-23
Legal Lot Number	3D-23
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1044
Census Tract	11210

Owner

Source: Lancaster County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3026 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Oct 30, 2020	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Oct 19, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG
May 15, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	May 15, 2020 · Amount on Record
Deed Document Number	202019149
Deed Book / Page	1378 / 175
Last Transfer Date	Jun 18, 2026
Transfer Doc	0000008834
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 19, 2026
Property Address	2964 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000008834
Book / Page	2077 / 22
Instrument Date	Jun 18, 2026
Instrument	20268834
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3026 BRIDGEWATER ST, LANCASTER, SC 29720-0249

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Jun 1, 2026
Property Address	2964 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000007817
Book / Page	5600 / 167
Instrument Date	Jun 1, 2026
Instrument	20267817
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2964 BRIDGEWATER ST, LANCASTER, SC 29720-0255

Mortgage

Document Number	0000007817,
Date	Jun 1, 2026
Book Page	5600/167
Instrument	20267817

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	7%
Max Rate	-1%

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 30, 2020
Property Address	2964 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000019149
Book / Page	001378 / 000175
Instrument Date	Oct 29, 2020
Instrument	19149
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,313.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2964 BRIDGEWATER ST LANCASTER SC 297200255, LANCASTER, SC 29720-0255

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 19, 2020
Property Address	2964 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000018160
Book / Page	001374 / 000227
Instrument Date	Oct 19, 2020
Instrument	18160
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 28, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3026 BRIDGEWATER ST LANCASTER SC 297200249, LANCASTER, SC 29720-0249

Mortgage

Document Number	18164
Date	Oct 19, 2020
Book Page	004163/000118
Instrument	18164

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	May 15, 2020
Property Address	2964 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000007581
Book / Page	001330 / 000222
Instrument Date	May 5, 2020
Instrument	7581
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$514.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8001 ARROWRIDGE BLVD CHARLOTTE NC 282735604, CHARLOTTE, NC 28273-5604

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,853.00 (+5.47%)	$16,284 (+15%) Land $2,181 Building $14,103	$560,100 (+58.22%) Land $75,000 Building $485,100
2024	$3,653.00 (+2.5%)
2023	$3,564.00	$14,160 Land $1,600 Building $12,560	$354,000 Land $40,000 Building $314,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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