2975 E Santa Rosa Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2975 E Santa Rosa Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,318 sqft · built 1998
Lot Size	0.191 acres (8,346 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (Jul 2020)
Tax Bill	$2,136 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Sep 2020 Loan Modification + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-08-645`

Property Details

APN / Parcel Number

Primary APN	`304-08-645`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
1st Floor Area	2,318 sqft

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,346 sqft (0.191 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2975 E SANTA ROSA DR
City	GILBERT
State	AZ
Zip	85234-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	BASELINE/TONE REPLAT MCR 480-28
Legal Range	06E
Legal Township	01S
Legal Section	03
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	BASELINE/TONE REPLAT
Legal Lot Number	128
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1015
Census Tract	422620

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2975 E SANTA ROSA DR, GILBERT, AZ 85234-1449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 30, 2020	Loan Modification, Mortgage · Conventional Mortgage DEFINE MTG SOLUTIONS LLC
Jul 15, 2020	Special Warranty Deed, Transfer · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Dec 24, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Dec 24, 2019 · Amount on Record
Deed Document Number	20200631748
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2975 E SANTA ROSA DR, GILBERT, AZ 85234-1449
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117927
Date	Feb 17, 2017
Instrument	2017-0117927

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	2975 E SANTA ROSA DR, GILBERT, AZ 85234-1449
Document Number	0000104538
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2975 E SANTA ROSA DR GILBERT AZ 852341449, GILBERT, AZ 85234-1449

Mortgage

Document Number	0000104538
Date	Jan 29, 2021
Instrument	104538

Lender

Name	DEFINE MTG SOLUTIONS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

Interest

Rate	3%

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 15, 2020
Property Address	2975 E SANTA ROSA DR, GILBERT, AZ 85234-1449
Document Number	0000631748
Map Reference	MB 453 PG 6
Instrument Date	Jul 10, 2020
Instrument	20200631748
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 14221, DALLAS, TX 75254-2946

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2975 E SANTA ROSA DR, GILBERT, AZ 85234-1449

Mortgage

Document Number	0000631749
Date	Jul 15, 2020
Instrument	20200631749

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 24, 2019
Property Address	2975 E SANTA ROSA DR, GILBERT, AZ 85234-1449
Document Number	0001043903
Instrument Date	Dec 18, 2019
Instrument	1043903
Transaction Type	Foreclosure
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$397.32
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,800 (+0.22%)	$538,000 (+0.22%) Land $107,600 Building $430,400
2025	$2,136.00 (-5.15%)
2024		$53,680	$536,800 Land $107,300 Building $429,500
2023	$2,252.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Severe Storms, Flooding, High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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