2965 E Santa Rosa Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2965 E Santa Rosa Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,997 sqft · built 1998
Lot Size	0.176 acres (7,688 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Sep 2017)
Tax Bill	$2,577 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-08-644`

Property Details

APN / Parcel Number

Primary APN	`304-08-644`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,997 sqft Living Area
1st Floor Area	1,696 sqft
2nd Floor Area	1,301 sqft

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,688 sqft (0.176 acres)
Parking Spaces	3 Parking Spaces
Pool Area	390 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2965 E SANTA ROSA DR
City	GILBERT
State	AZ
Zip	85234-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	BASELINE/TONE REPLAT MCR 480-28
Legal Range	06E
Legal Township	01S
Legal Section	03
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	BASELINE/TONE REPLAT
Legal Lot Number	127
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1015
Census Tract	422620

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2965 E SANTA ROSA DR, GILBERT, AZ 85234-1446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Line of Credit GLOBAL FCU
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Feb 17, 1999 · Amount on Record
Deed Document Number	20170725035
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2965 E SANTA ROSA DR, GILBERT, AZ 85234-1446
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 E SANTA ROSA DR, GILBERT, AZ 85234-1446

Mortgage

Document Number	0000563441
Date	Oct 30, 2023
Instrument	20230563441

Lender

Name	GLOBAL FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2965 E SANTA ROSA DR, GILBERT, AZ 85234-1446
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 E SANTA ROSA DR, GILBERT, AZ 85234-1446

Mortgage

Document Number	0001031386
Date	Sep 24, 2021
Instrument	20211031386

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2965 E SANTA ROSA DR, GILBERT, AZ 85234-1446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000494218
Date	Jun 8, 2020
Instrument	20200494218

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Oct 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2965 E SANTA ROSA DR, GILBERT, AZ 85234-1446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000516877
Date	Jun 15, 2020
Instrument	20200516877

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 29, 2017
Property Address	2965 E SANTA ROSA DR, GILBERT, AZ 85234-1446
Document Number	0000725035
Map Reference	MB 4801 PG 28
Instrument Date	Sep 13, 2017
Instrument	2017-0725035
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2710 N 25TH ST, 2710, PHOENIX, AZ 85008-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2965 E SANTA ROSA DR, GILBERT, AZ 85234-1446

Mortgage

Document Number	0000725036
Date	Sep 29, 2017
Instrument	2017-0725036

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,180 (+0.8%)	$581,800 (+0.8%) Land $116,300 Building $465,500
2025	$2,577.00 (+3.25%)
2024		$57,720	$577,200 Land $115,400 Building $461,800
2023	$2,496.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Severe Storms, Flooding, High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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