2970 E Santa Rosa Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2970 E Santa Rosa Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,996 sqft · built 1999
Lot Size	0.176 acres (7,688 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Dec 2025)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Dec 2025 Sale Dec 2025 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-08-650`

Property Details

APN / Parcel Number

Primary APN	`304-08-650`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,996 sqft Living Area
1st Floor Area	1,695 sqft
2nd Floor Area	1,301 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,688 sqft (0.176 acres)
Parking Spaces	3 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2970 E SANTA ROSA DR
City	GILBERT
State	AZ
Zip	85234-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	BASELINE/TONE REPLAT MCR 480-28
Legal Range	06E
Legal Township	01S
Legal Section	03
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	BASELINE/TONE REPLAT
Legal Lot Number	133
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	422620

Owner

Source: Maricopa County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY
Dec 18, 2025	Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage OCMBC INC
Jan 7, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 10, 2019	Quit Claim Deed, Transfer · FHA Mortgage LADERA LNDG
Jan 18, 2018	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Dec 18, 2025
Deed Document Number	20250731180
Record Updated	Jun 8, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 18, 2025
Property Address	2970 E SANTA ROSA DR, GILBERT, AZ 85234-1448
Document Number	0000731182
Map Reference	MB 453 PG 6
Instrument Date	Dec 17, 2025
Instrument	20250731182
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 18, 2025
Property Address	2970 E SANTA ROSA DR, GILBERT, AZ 85234-1448
Document Number	0000731181
Map Reference	MB 453 PG 28
Instrument Date	Dec 17, 2025
Instrument	20250731181
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 18, 2025
Property Address	2970 E SANTA ROSA DR, GILBERT, AZ 85234-1448
Document Number	0000731180
Map Reference	MB 453 PG 28
Instrument Date	Dec 9, 2025
Instrument	20250731180
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 E OCAMPO LN, PAYSON, UT 84651-9537

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2970 E SANTA ROSA DR, GILBERT, AZ 85234-1448

Mortgage

Document Number	0000731183
Date	Dec 18, 2025
Instrument	20250731183

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 7, 2022
Property Address	2970 E SANTA ROSA DR, GILBERT, AZ 85234-1448
Document Number	0000022755
Map Reference	MB 480 PG 28
Instrument Date	Dec 29, 2021
Instrument	20220022755
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	965 FAIRMOUNT AVE, 965, SAINT PAUL, MN 55105-3120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6837 GROVES ST, CHINO, CA 91710-7329

Mortgage

Document Number	0000022756
Date	Jan 7, 2022
Instrument	20220022756

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 10, 2019
Property Address	2970 E SANTA ROSA DR, GILBERT, AZ 85234-1448
Document Number	0000249868
Instrument Date	Feb 20, 2019
Instrument	249868
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	COMMERCE TITLE COMPANY, COMMERCE TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2970 E SANTA ROSA DR GILBERT AZ 852341448, GILBERT, AZ 85234-1448

Mortgage

Document Number	249869
Date	Apr 10, 2019
Instrument	249869

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 18, 2018
Property Address	2970 E SANTA ROSA DR, GILBERT, AZ 85234-1448
Document Number	0000044416
Map Reference	MB 480 PG 28
Instrument Date	Jan 11, 2018
Instrument	20180044416
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE AGEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14236 S 12TH ST, 14236, PHOENIX, AZ 85048-4406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 E SANTA ROSA DR, GILBERT, AZ 85234-1448

Mortgage

Document Number	0000044417
Date	Jan 18, 2018
Instrument	20180044417

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,100 (+0.24%)	$551,000 (+0.24%) Land $110,200 Building $440,800
2025	$2,554.00 (-8.59%)
2024		$54,970	$549,700 Land $109,900 Building $439,800
2023	$2,794.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Severe Storms, Flooding, High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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