Frederick County property record for 2975 Caraway Dr, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,349 sqft · built 2021 |
| Lot Size | 0.178 acres (7,755 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $942,708 (Jan 2022) |
| Tax Bill | $11,400 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-602496 |
| Primary APN | 07-602496 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,349 sqft Living Area |
| Gross Area | 3,769 sqft |
| 1st Floor Area | 2,049 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,755 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 367 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 602496 |
|---|---|
| Street Address | 2975 CARAWAY DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23064 7,755 SQ FT THE WOODLANDS AT URBANA |
| Legal Subdivision | THE WOODLANDS AT URBANA |
| Legal Lot Number | 23064 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 752206 |
Source: Frederick County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2975 CARAWAY DR, FREDERICK, MD 21704-7970 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 17, 2025 | Intrafamily Transfer, Transfer |
| Jan 31, 2022 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Sep 24, 2021 | Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Prior Sale | Sep 24, 2021 · Amount on Record |
| Deed Book / Page | 15693 / 7 |
| Last Transfer Date | Oct 1, 2025 |
| Transfer Doc | 0175620252 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 17, 2025 |
| Property Address | 2975 CARAWAY DR, FREDERICK, MD 21704-7970 |
| Document Number | 0175620252 |
| Book / Page | 17562 / 252 |
| Map Reference | MB 105 PL 109 |
| Instrument Date | Oct 1, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2975 CARAWAY DR, FREDERICK, MD 21704-7970 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2975 CARAWAY DR, FREDERICK, MD 21704-7970 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 31, 2022 |
| Property Address | 2975 CARAWAY DR, FREDERICK, MD 21704-7970 |
| Document Number | 0156930007 |
| Book / Page | 15693 / 7 |
| Map Reference | MB 105 PL 109 |
| Instrument Date | Jan 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,356.77 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 656 QUINCE ORCHARD RD, 656, GAITHERSBURG, MD 20878-1409 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2975 CARAWAY DRIVE, FREDERICK, MD 21704-7970 |
| Document Number | 0001569313 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 15693/13 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 24, 2021 |
| Property Address | 2975 CARAWAY DR, FREDERICK, MD 21704-7970 |
| Document Number | 0153230237 |
| Book / Page | 15323 / 237 |
| Map Reference | MB 105 PL 109 |
| Instrument Date | Sep 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,167.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 QUINCE ORCHARD RD # 500, 500, GAITHERSBURG, MD 20878-1409 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,400.00 (+8.21%) | $783,433 (+10.96%) | $903,500 (+24.9%) Land $227,900 Building $675,600 |
| 2024 | $10,535.00 (+4.99%) | ||
| 2023 | $10,034.00 | $706,033 | $723,400 Land $190,200 Building $533,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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