Frederick County property record for 2966 Caraway Dr, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,082 sqft · built 2023 |
| Lot Size | 0.278 acres (12,117 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $887,755 (Jan 2023) |
| Tax Bill | $11,454 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Jan 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-602485 |
| Primary APN | 07-602485 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,082 sqft Living Area |
| Gross Area | 3,718 sqft |
| 1st Floor Area | 1,752 sqft |
| Basement Area | 450 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,117 sqft (0.278 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 602485 |
|---|---|
| Street Address | 2966 CARAWAY DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23175 12,117 SQ FT THE WOODLANDS AT URBANA |
| Legal Subdivision | WOODLANDS AT URBANA |
| Legal Lot Number | 23175 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 752206 |
2966 Caraway Dr is owner-occupied and held in a trust since December 2025.
Source: Frederick County records, as of July 7, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2966 CARAWAY DR, FREDERICK, MD 21704-7969 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Intrafamily Transfer, Transfer |
| Jan 9, 2023 | Deed, Transfer NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC |
| Aug 18, 2022 | Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2023 · Amount on File |
| Deed Sale | Jan 9, 2023 · Amount on File |
| Prior Sale | Aug 18, 2022 · Amount on File |
| Deed Book / Page | 16289 / 336 |
| Last Transfer Date | Dec 4, 2025 |
| Transfer Doc | 0177120440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 5, 2026 |
| Property Address | 2966 CARAWAY DR, FREDERICK, MD 21704-7969 |
| Document Number | 0177120440 |
| Book / Page | 17712 / 440 |
| Map Reference | MB 105 PL 109 |
| Instrument Date | Dec 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2966 CARAWAY DR, FREDERICK, MD 21704-7969 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 2966 CARAWAY DR, FREDERICK, MD 21704-7969 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 9, 2023 |
| Property Address | 2966 CARAWAY DR, FREDERICK, MD 21704-7969 |
| Document Number | 0162890336 |
| Book / Page | 16289 / 336 |
| Map Reference | MB 105 PL 109 |
| Instrument Date | Dec 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,438.78 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 656 QUINCE ORCHARD RD, GAITHERSBURG, MD 20878-1409 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2966 CARAWAY DR, FREDERICK, MD 21704-7969 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 18, 2022 |
| Property Address | 2966 CARAWAY DR, FREDERICK, MD 21704-7969 |
| Document Number | 0160900358 |
| Book / Page | 16090 / 358 |
| Map Reference | MB 105 PL 109 |
| Instrument Date | Aug 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $1,160.78 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 QUINCE ORCHARD RD # 500, 500, GAITHERSBURG, MD 20878-1409 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2966 Caraway Dr was $11,454, up 5.3% from the year before.
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,454.00 (+5.34%) | $787,800 | $860,800 Land $228,500 Building $632,300 |
| 2024 | $10,873.00 (+7.38%) | ||
| 2023 | $10,126.00 | $713,900 | $751,300 Land $190,700 Building $560,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2966 Caraway Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2966 Caraway Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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