Frederick County property record for 2969 Caraway Dr, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,998 sqft · built 2022 |
| Lot Size | 0.178 acres (7,755 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,670 (Mar 2022) |
| Tax Bill | $9,230 (2023) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-602499 |
| Primary APN | 07-602499 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,998 sqft Total Area |
| Basement Area | 950 sqft |
| Finished Basement | 950 sqft |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,755 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 602499 |
|---|---|
| Street Address | 2969 CARAWAY DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23067 7,755 SQ FT THE WOODLANDS AT URBANA |
| Legal Lot Number | 23067 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 752206 |
2969 Caraway Dr is owned and occupied by an individual who bought it in March 2022.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2969 CARAWAY DR, FREDERICK, MD 21704-7970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2022 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Nov 10, 2021 | Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2022 · Amount on File |
| Deed Sale | Mar 3, 2022 · Amount on File |
| Prior Sale | Nov 10, 2021 · Amount on File |
| Deed Document Number | 0015765363 |
| Deed Book / Page | 15765 / 363 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 3, 2022 |
| Property Address | 2969 CARAWAY DR, FREDERICK, MD 21704-7970 |
| Document Number | 0157650363 |
| Book / Page | 15765 / 363 |
| Map Reference | MB 105 PL 109 |
| Instrument Date | Feb 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,253.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 656 QUINCE ORCHARD RD, 656, GAITHERSBURG, MD 20878-1409 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2969 CARAWAY DRIVE, FREDERICK, MD 21704-7970 |
| Document Number | 0015765368 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 15765/368 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 10, 2021 |
| Property Address | 2969 CARAWAY DR, FREDERICK, MD 21704-7970 |
| Document Number | 0154870074 |
| Book / Page | 15487 / 74 |
| Map Reference | MB 104 PL 49 |
| Instrument Date | Nov 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $2,335.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 QUINCE ORCHARD RD # 500, 500, GAITHERSBURG, MD 20878-1409 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,230.00 | $644,200 | $682,000 Land $190,200 Building $491,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2969 Caraway Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2969 Caraway Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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