2882 School Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 2882 School Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Sep 2022)
Tax Bill	$3,321 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-23-400-023`

Property Details

APN / Parcel Number

Primary APN	`13-18-23-400-023`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Architectural Style	Ranch
Lot Area	108,900 sqft (2.5 acres)
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2882 SCHOOL RD
City	PETOSKEY
State	MI
Zip	49770-9834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT FF
Legal Description	PT OF E ? OF SE ? OF SECTION 23, COM AT SE COR OF SD SEC, TH N89?55?02?W 943.70 FT, FOR POB, TH CONT N89?55?02?W 191.01 FT
Legal Range	06W
Legal Township	34N
Legal Section	23
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	3
Census Block	3027
Census Tract	970600

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2882 SCHOOL RD, PETOSKEY, MI 49770-9834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Sep 12, 2022	Warranty Deed, Transfer
Jan 31, 2017	Warranty Deed, Transfer · FHA Mortgage NEW EXECUTIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	20225199969
Deed Book / Page	1246 / 999
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2882 SCHOOL RD, PETOSKEY, MI 49770-9778
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2882 SCHOOL RD, PETOSKEY, MI 49770-9778

Mortgage

Document Number	0000001248/0000000227
Date	Nov 1, 2022
Book Page	0000001248/0000000227
Instrument	5201195

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 12, 2022
Property Address	2882 SCHOOL RD, PETOSKEY, MI 49770-9778
Document Number	001246/999
Book / Page	1246 / 999
Instrument Date	Sep 1, 2022
Instrument	5199969
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2882 SCHOOL RD, PETOSKEY, MI 49770-9778

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jan 31, 2017
Property Address	2882 SCHOOL RD, PETOSKEY, MI 49770-9778
Document Number	1191/0825
Book / Page	1191 / 0825
Instrument Date	Jan 30, 2017
Instrument	5144704
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3840 RESORT PIKE RD, 3840, PETOSKEY, MI 49770-9228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2882 SCHOOL RD, PETOSKEY, MI 49770-9778

Mortgage

Document Number	1191/0826
Date	Jan 31, 2017
Book Page	1191/0826
Instrument	5144705

Lender

Name	NEW EXECUTIVE MORTGAGE LLC
Type	Funding / Finance Company
Address	BAY CITY, MI 48706

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,600 (+9.62%) Land $16,000 Building $176,600	$385,200 (+9.62%) Land $32,000 Building $353,200
2025		$175,700 (+23.3%) Land $13,000 Building $162,700	$351,400 (+23.3%) Land $26,000 Building $325,400
2024	$3,321.00
2023		$142,500 Land $11,900 Building $130,600	$285,000 Land $23,800 Building $261,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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