2974 Cozy Cir, Overgaard, AZ 85933 Property Records

Navajo County property record for 2974 Cozy Cir, Overgaard, AZ 85933

Property Summary

Property Type	Mobile Home
Details	1,664 sqft · built 2006
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-02-017B`

Property Details

APN / Parcel Number

Primary APN	`206-02-017B`

Interior

Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Street Address	2974 COZY CIR
City	OVERGAARD
State	AZ
Zip	85933-3503
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	C-R
Legal Description	SECTION 30,T12N,R17E:BEG NE COR; TH S89DG5612 W 630;TH S0DG162 0 E 180TPOB; TH N89DG5612 E 150;TH S0DG1620 E 150; TH S89DG5 612 W 150;TH N0DG1620 W 150TO TPOB 2006 PALM HARBOR 26X64 VIN# PH0229724U&X 20 08-11271
Legal Range	17E
Legal Township	12N
Legal Section	30
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1032
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 3237, OVERGAARD, AZ 85933-3237
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 18, 2017
Transfer Doc	0000012759
Record Updated	Sep 20, 2026

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 22, 2017
Property Address	2974 COZY CIR, OVERGAARD, AZ 85933-3503
Document Number	0000012759
Instrument Date	Jul 28, 2017
Instrument	12759
Transaction Type	Transfer
Record Updated	Aug 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2974 COZY CIR OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Mortgage

Document Number	12760
Date	Aug 22, 2017
Instrument	12760

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85034

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 21, 2032

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$260,895 (-11.09%) Land $40,022 Building $220,873
2025	$1,357.00 (+4.38%)	$29,342 Land $3,858 Building $25,484	$293,421 Land $38,579 Building $254,842
2023	$1,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 60% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Conexon Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cozy Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures