2967 Cozy Cir, Overgaard, AZ 85933 Property Records

Navajo County property record for 2967 Cozy Cir, Overgaard, AZ 85933

Property Summary

Property Type	Duplex
Details	1,760 sqft · built 2008
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jan 2024)
Tax Bill	$1,776 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-02-007D`

Property Details

APN / Parcel Number

Primary APN	`206-02-007D`

Interior

Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	1,760 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	680 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2967 COZY CIR
City	OVERGAARD
State	AZ
Zip	85933-3503
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C-R
Legal Description	SECTION 30,T12N,R17E:PARCEL 2, PER SURVEY 64-87. AKA: COM NE CORSEC 30; TH W 330.00'; TH S 275.00' TPOB; TH S0018'06 E 152.74';TH S8953'53 W 75.03' ; THN0017'50 W 152.76'; TH N8954'48 E 75.02' TPOB. OUT OF 206-02-007B FOR2008ROLL
Legal Range	17E
Legal Township	12N
Legal Section	30
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1032
Census Tract	963700

Owner

Source: Navajo County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 516, HEBER, AZ 85928-0516
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	Mar 29, 2010
Deed Document Number	20241209
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 31, 2024
Property Address	2967 COZY CIR, OVERGAARD, AZ 85933-3503
Document Number	0000001209
Map Reference	MB 64 PG 87
Instrument Date	Jan 30, 2024
Instrument	2024-01209
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 516, HEBER, AZ 85928-0516

Mortgage

Document Number	0000001210
Date	Jan 31, 2024
Instrument	2024-01210

Lender

Name	KENT N SCHVANEVELDT ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$226,479 (+1.45%) Land $28,300 Building $198,179
2026			$223,237 (+8.27%) Land $30,817 Building $192,420
2025	$1,776.00 (+1.6%)	$20,618 (-1.68%) Land $2,728 Building $17,890	$206,182 (-1.68%) Land $27,280 Building $178,902
2024	$1,748.00 (+2.58%)	$20,970 Land $2,841 Building $18,129	$209,700 Land $28,410 Building $181,290
2023	$1,704.00 (+4.86%)
2022	$1,625.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 60% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Conexon Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cozy Cir

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