2973 Vista del Rio, Fallbrook, CA 92028 Property Records

San Diego County property record for 2973 Vista del Rio, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,400 sqft · built 2003
Lot Size	3.18 acres (138,956 sqft)
Owner	Company Name on File
Last Sale	$835,000 (Jul 2016)
Tax Bill	$5,284 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102-610-32-00`

Property Details

APN / Parcel Number

Primary APN	`102-610-32-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	138,956 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2973 VISTA DEL RIO
City	FALLBROOK
State	CA
Zip	92028-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 4 TR PM03047
Legal Subdivision	PARCEL MAP NO 3047
Legal Tract	3047
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2013
Census Tract	19001

Owner

Source: San Diego County records · APN 102-610-32-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2973 VISTA DEL RIO, FALLBROOK, CA 92028-9744
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 09, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2016 · Amount on Record
Deed Sale	Jul 08, 2016 · Amount on Record
Prior Sale	Sep 22, 2000 · Amount on Record
Deed Document Number	2016342077
Last Transfer Date	Feb 03, 2021
Transfer Doc	0000100093
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2973 VISTA DEL RIO, FALLBROOK, CA 92028-9744
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2973 VISTA DEL RIO, FALLBROOK, CA 92028-9744

Mortgage

Document Number	0000643978
Date	Sep 10, 2021
Instrument	2021-0643978

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2973 VISTA DEL RIO, FALLBROOK, CA 92028-9744
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408974
Date	Jul 27, 2020
Instrument	2020-0408974

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 09, 2021
Property Address	2973 VISTA DEL RIO, FALLBROOK, CA 92028-9744
Document Number	0000100093
Map Reference	FILE 74-253714
Instrument Date	Feb 03, 2021
Instrument	2021-0100093
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2973 VISTA DEL RIO, FALLBROOK, CA 92028-9744

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$502,556 (+2%) Land $197,483 Building $305,073
2025	$5,284.00 (+4.9%) Homeowner's exemption	$492,703 (+4.04%) Land $193,611 Building $299,092
2023	$5,037.00 (-0.02%) Homeowner's exemption	$473,573 Land $186,094 Building $287,479
2022	$5,038.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	About 1 in 56 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Southern California Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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