2922 Lower River Rd, Grants Pass, OR 97526 Property Records

Josephine County property record for 2922 Lower River Rd, Grants Pass, OR 97526

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,561 sqft · built 1989
Lot Size	2.57 acres (111,949 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Jun 2022)
Tax Bill	$3,807 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2022 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`36-06-14-D0-002401`

Property Details

APN / Parcel Number

Primary APN	`36-06-14-D0-002401`
Alternative APNs	`360614D000240100` `R334718`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,561 sqft Living Area
Gross Area	5,481 sqft
1st Floor Area	3,261 sqft
2nd Floor Area	300 sqft
Basement Area	1,680 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2007
Roof Material	Composition Shingle
Lot Area	111,949 sqft (2.57 acres)
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	429 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R334718
Street Address	2922 LOWER RIVER RD
City	GRANTS PASS
State	OR
Zip	97526-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	P.P. 1999-106, PARCEL 2, ACRES 2.57
Legal Subdivision	PARTITION 1999-106
Legal Lot Number	2401
Jurisdiction	JOSEPHINE OR
Township / Civil Division	GRANTS PASS
Census Block Group	3
Census Block	3000
Census Tract	360800

Owner

2922 Lower River Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Josephine County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2922 LOWER RIVER RD, GRANTS PASS, OR 97526-9021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 9, 2022	Grant Deed, Transfer
Jun 26, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Feb 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN FSLA
Apr 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Apr 18, 2017 · Amount on File
Deed Document Number	20228691
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Jun 30, 2022
Property Address	2922 LOWER RIVER RD, GRANTS PASS, OR 97526-9021
Document Number	0000008691
Instrument Date	Jun 27, 2022
Instrument	2022-008691
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2922 LOWER RIVER RD, GRANTS PASS, OR 97526-9021

Mortgage

Document Number	0000008692
Date	Jun 30, 2022
Instrument	2022-008692

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Jun 9, 2022
Property Address	2922 LOWER RIVER RD, GRANTS PASS, OR 97526-9021
Document Number	0000007789
Instrument Date	Jun 9, 2022
Instrument	2022-007789
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	2922 LOWER RIVER RD, GRANTS PASS, OR 97526-9021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007881
Date	Jun 26, 2018
Instrument	2018-007881

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	2922 LOWER RIVER RD, GRANTS PASS, OR 97526-9021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002327
Date	Feb 20, 2018
Instrument	2018-002327

Lender

Name	EVERGREEN FSLA
Type	Lending Institution
Address	GRANTS PASS, OR 97526

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Apr 18, 2017
Property Address	2922 LOWER RIVER RD, GRANTS PASS, OR 97526-9021
Document Number	0000005162
Instrument Date	Apr 10, 2017
Instrument	5162
Transaction Type	Transfer
Record Updated	May 1, 2017

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16271 SOAPBERRY LN FONTANA CA 923361476, FONTANA, CA 92336-1476

Tax Assessment & Valuation

The 2025 property tax bill for 2922 Lower River Rd was $3,807, up 3% from the year before.

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,807.00 (+2.98%)	$525,080 (+3%)	$785,800 (+3.02%) Land $194,360 Building $591,440
2024	$3,697.00 (+19.26%)	$509,790 (+3%)	$762,770 (+1.14%) Land $198,130 Building $564,640
2023	$3,100.00 (+17.6%)	$494,940 (+18.55%)	$754,140 (+16.73%) Land $198,780 Building $555,360
2022	$2,636.00	$417,480	$646,080 Land $168,270 Building $477,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2922 Lower River Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 91 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	10 (1981–2016)
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2005 · 2 claims Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2922 Lower River Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 80% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Webformix Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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