2972 Eutaw Forest Dr, Waldorf, MD 20603 Property Records

Charles County property record for 2972 Eutaw Forest Dr, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,398 sqft · built 1993
Lot Size0.51 acres (22,232 sqft)
Owner2 Individual Names on File
Last Sale$489,900 (Nov 2023)
Tax Bill$15,633 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-106706

Property Details

APN / Parcel Number

Primary APN06-106706
Alternative APNs
  • 6106706
  • 106706

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,398 sqft Living Area
Gross Area4,641 sqft
1st Floor Area2,082 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,232 sqft (0.51 acres)
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
Deck Area475 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number106706
Street Address2972 EUTAW FOREST DR
CityWALDORF
StateMD
Zip20603-4057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal DescriptionLOT 52 PLAT 2 EUTAW FOREST SUB
Legal SubdivisionEUTAW FOREST SUB
Legal Block1
Legal Lot Number52
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1001
Census Tract850712

Owner

2972 Eutaw Forest Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address2972 EUTAW FOREST DR, WALDORF, MD 20603-4057
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF AMERICA
Nov 3, 2017Grant Deed, Transfer · VA Mortgage
NFM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2023 · Amount on File
Deed SaleNov 13, 2023 · Amount on File
Prior SaleNov 3, 2017 · Amount on File
Deed Book / Page13112 / 31
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateNov 13, 2023
Property Address2972 EUTAW FOREST DR, WALDORF, MD 20603-4057
Document Number0131120031
Book / Page13112 / 31
Map ReferenceMB PCM 27 PL 177
Instrument DateOct 31, 2023
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyKENSINGTON REALTY TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,224.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2972 EUTAW FOREST DR, WALDORF, MD 20603-4057

Mortgage

Document Number0131120038
DateNov 13, 2023
Instrument13112//0038
Lender
NameFIRST NATIONAL BANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 15, 2053

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateNov 3, 2017
Property Address2972 EUTAW FOREST DR, WALDORF, MD 20603-4057
Document Number0100540109
Book / Page010054 / 000109
Instrument DateOct 6, 2017
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyPENINSULA SETTLEMENTS LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2972 EUTAW FOREST DR WALDORF MD 206034057, WALDORF, MD 20603-4057

Mortgage

Document Number100540124
DateNov 3, 2017
Book Page010054/000124
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2972 Eutaw Forest Dr was $15,633.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$591,133$694,200 Land $120,300 Building $573,900
2025$15,633.00
2023$6,295.00$452,667$539,600 Land $120,300 Building $419,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2972 Eutaw Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1994–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2972 Eutaw Forest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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