2968 Eutaw Forest Dr, Waldorf, MD 20603 Property Records

Charles County property record for 2968 Eutaw Forest Dr, Waldorf, MD 20603

Property Summary

Property TypeExempt (Full or Partial)
Details4.5 ba · 4,914 sqft · built 1982
Lot Size0.496 acres (21,600 sqft)
OwnerIndividual Name on Record
Last Sale$354,000 (Mar 2016)
Tax Bill$772 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Aug 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-106714

Property Details

APN / Parcel Number

Primary APN06-106714
Alternative APNs
  • 6106714
  • 106714

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,914 sqft Gross Area
1st Floor Area2,810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,600 sqft (0.496 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area348 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number106714
Street Address2968 EUTAW FOREST DR
CityWALDORF
StateMD
Zip20603-4057
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeWCD
Legal DescriptionLOT 53 PLAT 2 EUTAW FOREST SUB
Legal SubdivisionEUTAW FOREST SUB
Legal Block1
Legal Lot Number53
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1001
Census Tract850712

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2968 EUTAW FOREST DR, WALDORF, MD 20603-4057
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 22, 2017Deed of Trust, Mortgage · VA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 4, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 5, 2021Deed of Trust, Mortgage · VA Mortgage
TJC MORTGAGE INC
Mar 17, 2020Deed of Trust, Mortgage · VA Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2016 · Amount on Record
Deed SaleMar 15, 2016 · Amount on Record
Prior SaleMay 20, 2005 · Amount on Record
Deed Book / Page9277 / 177
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2968 EUTAW FOREST DR, WALDORF, MD 20603-4057
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2968 EUTAW FOREST DR, WALDORF, MD 20603-4057

Mortgage

Document Number0139380459
DateJan 23, 2026
Book Page13938/459
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueFeb 1, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2968 EUTAW FOREST DR, WALDORF, MD 20603-4057
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099580001
DateAug 22, 2017
Book Page9958/001
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2968 EUTAW FOREST DR, WALDORF, MD 20603-4057
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0115190463
DateJan 4, 2021
Book Page11519/463
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2968 EUTAW FOREST DR, WALDORF, MD 20603-4057
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2968 EUTAW FOREST DR, WALDORF, MD 20603-4057

Mortgage

Document Number0121980466
DateNov 5, 2021
Book Page12198/466
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2968 EUTAW FOREST DR, WALDORF, MD 20603-4057
Document Number0111170158
Instrument DateMar 17, 2020
Transaction TypeMortgage
Record UpdatedJul 3, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2968 EUTAW FOREST DR WALDORF MD 206034057, WALDORF, MD 20603-4057

Mortgage

Document Number0111170158
DateMay 8, 2020
Book Page011117/000158
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 7, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$575,867 (+36.01%)$723,600 (+44.14%) Land $120,300 Building $603,300
2025$772.00 (-86.93%)
2023$5,907.00$423,400$502,000 Land $120,300 Building $381,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1994–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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