2969 Eutaw Forest Dr, Waldorf, MD 20603 Property Records

Charles County property record for 2969 Eutaw Forest Dr, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,498 sqft · built 1981
Lot Size0.47 acres (20,491 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Apr 2017)
Tax Bill$12,232 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Dec 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-106722

Property Details

APN / Parcel Number

Primary APN06-106722
Alternative APNs
  • 6106722
  • 106722

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,498 sqft Living Area
Gross Area3,040 sqft
1st Floor Area1,574 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,491 sqft (0.47 acres)
Garage TypeAttached
Garage Area542 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft
Deck Area598 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number106722
Street Address2969 EUTAW FOREST DR
CityWALDORF
StateMD
Zip20603-4063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal DescriptionLOT 54 PLAT TWO EUTAW FOREST SUB
Legal SubdivisionEUTAW FOREST SUB
Legal Block1
Legal Lot Number54
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1001
Census Tract850712

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2969 EUTAW FOREST DR, WALDORF, MD 20603-4063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2019Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 24, 2019Deed of Trust, Mortgage · Conventional with PMI
LOWER
Jan 31, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Apr 13, 2017Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2017 · Amount on Record
Deed SaleApr 13, 2017 · Amount on Record
Prior SaleDec 11, 2007 · Amount on Record
Deed Book / Page9795 / 142
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2969 EUTAW FOREST DR, WALDORF, MD 20603-4063
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyMEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0108680160
DateNov 12, 2019
Book Page10868/160
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2969 EUTAW FOREST DR, WALDORF, MD 20603-4063
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyBUYERS TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0114970354
DateDec 17, 2020
Book Page11497/354
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2969 EUTAW FOREST DR, WALDORF, MD 20603-4063
Document Number0108680139
Instrument DateOct 24, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyMEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2969 EUTAW FOREST DR WALDORF MD 206034063, WALDORF, MD 20603-4063

Mortgage

Document Number0108680139
DateNov 12, 2019
Book Page010868/000139
Lender
NameLOWER
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 11, 2049
Interest
Rate TypeAdjustable Rate
Rate4%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2969 EUTAW FOREST DR, WALDORF, MD 20603-4063
Document Number0101770261
Instrument DateJan 31, 2018
Transaction TypeMortgage
Record UpdatedMar 1, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2969 EUTAW FOREST DR WALDORF MD 206034063, WALDORF, MD 20603-4063

Mortgage

Document Number0101770261
DateFeb 21, 2018
Book Page010177/000261
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2048

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateApr 13, 2017
Property Address2969 EUTAW FOREST DR, WALDORF, MD 20603-4063
Document Number0097950142
Book / Page9795 / 142
Map ReferenceMB27 FO177
Instrument DateMar 31, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyBUYERS TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2959 EUTAW FOREST DR, WALDORF, MD 20603-4063

Mortgage

Document Number0009795146
DateApr 13, 2017
Instrument9795/146
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$435,867 (+25.09%)$486,600 (+18.54%) Land $120,200 Building $366,400
2025$12,232.00 (+148.92%)
2023$4,914.00$348,433$410,500 Land $120,200 Building $290,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1994–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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