2971 Rustler Dr, Missoula, MT 59808 Property Records

Missoula County property record for 2971 Rustler Dr, Missoula, MT 59808

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,118 sqft · built 2014
Lot Size	0.256 acres (11,151 sqft)
Owner	2 Individual Names on File
Last Sale	$510,900 (Jul 2020)
Tax Bill	$7,405 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0484304`

Property Details

APN / Parcel Number

Primary APN	`R0484304`
Alternative APNs	`04-2199-10-3-07-24-0000` `0004070309`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,118 sqft Living Area
Gross Area	3,802 sqft
1st Floor Area	1,841 sqft
Basement Area	1,385 sqft
Finished Basement	1,277 sqft
Unfinished Basement	108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,151 sqft (0.256 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	412 sqft
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004070309
Street Address	2971 RUSTLER DR
City	MISSOULA
State	MT
Zip	59808-5425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RANCH CLUB - PHASE 4 & 5, S10, T13 N, R20 W, LOT 99
Legal Subdivision	THE RANCH CLUB - PHASE 4 & 5
Legal Block	3
Legal Lot Number	99
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	3
Census Block	3081
Census Tract	206

Owner

2971 Rustler Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2971 RUSTLER DR, MISSOULA, MT 59808-5425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Jul 23, 2020	Warranty Deed, Transfer FARMERS ST BK
Jul 14, 2017	Grant Deed, Transfer FIRST SEC BK/MISSOULA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Jul 14, 2017 · Amount on File
Deed Document Number	202015282
Deed Book / Page	1034 / 1312
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	2971 RUSTLER DR, MISSOULA, MT 59808-5425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009770766
Date	Apr 18, 2017
Book Page	977/0766
Instrument	201706508

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2022

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jul 23, 2020
Property Address	2971 RUSTLER DR, MISSOULA, MT 59808-5425
Document Number	0013120002
Book / Page	001312 / 000002
Instrument Date	Jul 21, 2020
Instrument	15282
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	INSURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2971 RUSTLER DR MISSOULA MT 598085425, MISSOULA, MT 59808-5425

Mortgage

Document Number	10341313
Date	Jul 23, 2020
Book Page	001034/001313
Instrument	15283

Lender

Name	FARMERS ST BK
Type	Bank
Address	LOLO, MT 59847

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MISSOULA MT
Recording Date	Jul 14, 2017
Property Address	2971 RUSTLER DR, MISSOULA, MT 59808-5425
Document Number	0009820946
Book / Page	000982 / 000946
Instrument Date	Jul 13, 2017
Instrument	13688
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	INSURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2971 RUSTLER DR MISSOULA MT 598085425, MISSOULA, MT 59808-5425

Mortgage

Document Number	9820947
Date	Jul 14, 2017
Book Page	000982/000947
Instrument	13689

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2971 Rustler Dr was $7,405.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Elementary School District	Hellgate Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$822,800 (-) Land $190,968 Building $631,832	$822,800 (-) Land $190,968 Building $631,832
2025	$7,405.00	$822,800	$822,800 Land $190,968 Building $631,832
2023	$7,039.00	$619,500	$619,500 Land $134,243 Building $485,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2971 Rustler Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2971 Rustler Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHANTOM HILLS WATER SYSTEM private · serves 810 people · EPA ID MT0004379
Water Source	Groundwater
Last State Inspection	May 2026
Also Mapped Here	MISSOULA WATER
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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