Chesterfield County property record for 2970 Hwy 265, Ruby, SC 29741 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bathrooms | 1 Baths |
| Square Footage | 1,320 sqft Total Area |
| Lot Size | 435,600 sqft (10 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $68,500 (2021) |
| Tax Bill | $577.00 (2025) |
| Primary APN | 130 000 000 004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,320 sqft Total Area |
| 1st Floor | 1,320 sqft 1st Floor |
| Stories | 1 Stories |
| Lot Area | 435,600 sqft (10 acres) |
|---|
| Heating System | HVAC Heating |
|---|
| Account Number | 00016582 |
|---|---|
| Street Address | 2970 HIGHWAY 265 |
| City | RUBY |
| State | SC |
| Zip | 29741-7735 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT 1-10.00 ACRES |
| Legal Subdivision | SOUTH CAROLINA STATE HIGHWAY NO 265 |
| Legal Tract | 1 |
| Jurisdiction | CHESTERFIELD SC |
| Minor Civil Division | MOUNT CROGHAN |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 950300 |
Source: Chesterfield County records · APN 130 000 000 004
Assessment roll updated February 10, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2970 HIGHWAY 265, RUBY, SC 29741-7735 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Jan 21, 2021 | Deed, Transfer · Conventional Mortgage FOUNDERS FCU |
| Jan 21, 2021 | Intrafamily Transfer, Transfer |
| Aug 19, 2020 | Deed of Distribution, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on Record |
| Deed Sale | Jan 21, 2021 · Amount on Record |
| Deed Doc Number | 2021242 |
| Deed Book / Page | 534 / 1474 |
| Prior Transfer Date | Jan 18, 2021 |
| Prior Transfer Doc | 00534/1470 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 2970 HIGHWAY 265, RUBY, SC 29741-7735 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 521/187 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 521/187 |
| Instrument | 202100000244 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 05, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Jan 21, 2021 |
| Property Address | 2970 HIGHWAY 265, RUBY, SC 29741-7735 |
| Document Number | 00534/1474 |
| Book / Page | 534 / 1474 |
| Map Reference | MB 22 PG 115 |
| Instrument Date | Jan 18, 2021 |
| Instrument | 202100000242 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.10 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2970 HIGHWAY 265, RUBY, SC 29741-7735 |
| Document Number | 000521/187 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 521/187 |
| Instrument | 202100000244 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 05, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Jan 21, 2021 |
| Property Address | 2970 HIGHWAY 265, RUBY, SC 29741-7735 |
| Document Number | 00534/1470 |
| Book / Page | 534 / 1470 |
| Instrument Date | Jan 18, 2021 |
| Instrument | 202100000240 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Aug 19, 2020 |
| Property Address | 2970 HIGHWAY 265, RUBY, SC 29741-7735 |
| Document Number | 000531/604 |
| Book / Page | 531 / 604 |
| Map Reference | MB 22 PG 115 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 202000003210 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3756 BACK CREEK CHURCH RD, CHARLOTTE, NC 28213-5238 |
Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $577.00 (+28.79%) | $3,820 (+14.71%) | |
| 2024 | $99,800 (-) Land $23,000 Building $76,800 | ||
| 2023 | $448.00 | $3,330 Land $260 Building $3,070 | $99,800 Land $23,000 Building $76,800 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 901 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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