Chesterfield County property record for 2676 Hwy 265, Ruby, SC 29741 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1991 |
| Occupancy | Owner Occupied |
| Last Sale | $39,000 (2019) |
| Tax Bill | $516.00 (2025) |
| Primary APN | 130 000 000 099 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Stories |
|---|
| Year Built | Built 1991 |
|---|---|
| Total Buildings | 3 Total Buildings |
| Account Number | 00016685 |
|---|---|
| Street Address | 2676 HIGHWAY 265 |
| City | RUBY |
| State | SC |
| Zip | 29741-7734 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1 L |
| Jurisdiction | CHESTERFIELD SC |
| Minor Civil Division | MOUNT CROGHAN |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 950300 |
Source: Chesterfield County records · APN 130 000 000 099
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2676 HIGHWAY 265, RUBY, SC 29741-7734 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 07, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Dec 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Aug 14, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance FOUNDERS FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on Record |
| Deed Sale | Aug 13, 2019 · Amount on Record |
| Prior Sale | Sep 24, 2010 · Amount on Record |
| Deed Doc Number | 0000523584 |
| Prior Transfer Date | Jun 15, 2011 |
| Prior Transfer Doc | 201100001922 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 2676 HIGHWAY 265, RUBY, SC 29741-7734 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2676 HIGHWAY 265, RUBY, SC 29741-7734 |
| Document Number | 00544/1462 |
|---|---|
| Date | Jun 07, 2023 |
| Book Page | 544/1462 |
| Instrument | 202300002265 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 05, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 2676 HIGHWAY 265, RUBY, SC 29741-7734 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000531/268 |
|---|---|
| Date | Dec 06, 2021 |
| Book Page | 531/268 |
| Instrument | 202100005421 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 05, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 2676 HIGHWAY 265, RUBY, SC 29741-7734 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 507/1425 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 507/1425 |
| Instrument | 3117 |
| Name | FOUNDERS FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2034 |
Source: Chesterfield County records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $516.00 (+29.97%) | $3,400 (+14.86%) Land $220 Building $3,180 | $95,600 (+29.19%) Land $6,000 Building $89,600 |
| 2023 | $397.00 | $2,960 Land $200 Building $2,760 | $74,000 Land $5,000 Building $69,000 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 67% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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