2628 Hwy 265, Ruby, SC 29741 Property Records

Chesterfield County property record for 2628 Hwy 265, Ruby, SC 29741 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1983
Occupancy	Owner Occupied
Last Sale	$139,000 (2009)
Tax Bill	$850.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`130 000 000 086`
Alternative APNs	`00016671` `00922693` `922693`

Interior

Full Baths	2 Baths

Exterior

Year Built	Built 1983
Parking Spaces	2 Parking Spaces
Total Buildings	2 Total Buildings

Location & Zoning

Account Number	00016671
Street Address	2628 HIGHWAY 265
City	RUBY
State	SC
Zip	29741-7734
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1L
Jurisdiction	CHESTERFIELD SC
Minor Civil Division	MOUNT CROGHAN
Census Blockgroup	2
Census Block	2030
Census Tract	950300

Owner

Source: Chesterfield County records · APN 130 000 000 086

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2628 HIGHWAY 265, RUBY, SC 29741-7734
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2009 · Amount on Record
Deed Sale	Aug 21, 2009 · Amount on Record
Deed Doc Number	200900002916
Deed Book / Page	452 / 0519
Record Refreshed	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	2628 HIGHWAY 265, RUBY, SC 29741-7734
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000536/292
Date	May 12, 2022
Book Page	536/292
Instrument	202200002165

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2037

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00 (+28.01%)	$6,220 (+14.97%) Land $410 Building $5,810	$159,600 (+17.96%) Land $12,000 Building $147,600
2023	$664.00	$5,410 Land $360 Building $5,050	$135,300 Land $9,000 Building $126,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 67% of South Carolina
Wildfire Likelihood	About 1 in 840 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.