2970 45th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 2970 45th Ave NE, Naples, FL 34120 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,252 sqft · built 2001
Lot Size	1.14 acres (49,658 sqft)
Owner	Owner Name on File
Last Sale	$6,500 (Sep 2000)
Tax Bill	$995 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone AH (high risk)
APN	`345100 108 13D07`

Property Details

APN / Parcel Number

Primary APN	`345100 108 13D07`
Alternative APNs	`3984176000407610010813` `39841760004`

Interior

Stories	1 Story
Building Area	1,252 sqft Living Area
Gross Area	1,549 sqft
1st Floor Area	1,252 sqft

Exterior

Year Built	Built 2001
Lot Area	49,658 sqft (1.14 acres)
Porch	Finished/Screened Porch
Porch Area	496 sqft
Deck Area	224 sqft

Location & Zoning

Account Number	345100 108 13D07
Old Parcel Number	3984176000407610010813
Street Address	2970 45TH AVE NE
City	NAPLES
State	FL
Zip	34120-8410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN GATE EST UNIT 63 E 75FT OF W 150FT OF TR 108
Legal Range	28
Legal Township	48
Legal Section	07
Legal Subdivision	GOLDEN GATE EST UNIT 63
Legal Tract	108
Legal Block	108
Legal Lot Number	1
Legal Unit	63
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1008
Census Tract	11211

Owner

Source: Collier County records · APN 345100 108 13D07

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	2970 45TH AVE NE, NAPLES, FL 34120-8410
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2000 · Amount on Record
Deed Sale	Sep 26, 2000 · Amount on Record
Deed Document Number	0027252346
Deed Book / Page	2725 / 2346
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2970 45TH AVE NE, NAPLES, FL 34120-8410
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 45TH AVE NE, NAPLES, FL 34120-8410

Mortgage

Document Number	0060170022
Date	Sep 24, 2021
Book Page	6017/22
Instrument	6133168

Lender

Name	KLOZE MORTGAGE CORP
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$995.00 (+6.76%) Homeowner's exemption	$101,621 (+5.99%)	$229,712 (-7.45%) Land $47,880 Building $181,832
2023	$932.00 (+2.31%) Homeowner's exemption	$95,881 (+3%)	$248,197 (+9.48%) Land $52,440 Building $195,757
2022	$911.00 Homeowner's exemption	$93,088	$226,710 Land $41,895 Building $184,815

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210112111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 289 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	289 in force
Nearby Flood Claims	6 (2017–2024)
Most Recent Claim	Sep 2024, other causes, Hurricane Helene
Claims By Storm	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Streamline	Fixed Wireless (licensed-by-rule)	450 / 80
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.