2945 45th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 2945 45th Ave NE, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details1,461 sqft · built 2000
Lot Size2.26 acres (98,881 sqft)
Owner2 Individual Names on Record
Last Sale$36,000 (Oct 2017)
Tax Bill$4,517 (2025)
Deeds & MortgagesAug 2021 Second Mortgage
Flood ZoneZone AH (high risk)
APN345100 102 23D07

Property Details

APN / Parcel Number

Primary APN345100 102 23D07
Alternative APN
  • 39841040009

Interior

Stories1 Story
Building Area1,461 sqft Living Area
1st Floor Area1,461 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeMasonry / Concrete Block
Lot Area98,881 sqft
Pool Area392 sqft
Deck Area1,048 sqft

Location & Zoning

Street Address2945 45TH AVE NE
CityNAPLES
StateFL
Zip34120-8411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 63 E 150FT OF TR 102
Legal Range28
Legal Township48
Legal Section7
Legal SubdivisionGOLDEN GATE EST UNIT 63
Legal Tract102
Legal Block1
Legal Lot Number2
Legal Unit63
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group1
Census Block1008
Census Tract11211

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3639 30TH AVE SE, NAPLES, FL 34117-7858
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2017 · Amount on Record
Deed SaleOct 19, 2017 · Amount on Record
Prior SaleApr 10, 2013 · Amount on Record
Deed Document Number20175460763
Deed Book / Page5441 / 2364
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address2945 45TH AVE NE, NAPLES, FL 34120-8411
Transaction TypeMortgage
Record UpdatedDec 30, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2945 45TH AVE NE, NAPLES, FL 34120-8411

Mortgage

Document Number0060030982
DateAug 26, 2021
Book Page6003/982
Instrument6118923
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term303 Months
DueNov 1, 2046

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,025 (-2.94%) Land $95,340 Building $241,685$337,025 (-2.94%) Land $95,340 Building $241,685
2025$4,517.00 (+0.29%)$347,230 (+9%) Land $95,340 Building $251,890$347,230 (-8.07%) Land $95,340 Building $251,890
2023$4,504.00 (+4.91%)$318,571 (+1%)$377,713 (+10.27%) Land $104,420 Building $273,293
2022$4,293.00$289,610$342,542 Land $83,423 Building $259,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 289 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies289 in force
Nearby Flood Claims6 (2017–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Streamline Internet
Fixed Wireless
450 / 80

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 45th Ave NE

Nearby Streets

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