2995 45th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 2995 45th Ave NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,100 sqft · built 2006
Lot Size	1.58 acres (69,260 sqft)
Owner	2 Individual Names on File
Last Sale	$339,900 (Sep 2018)
Tax Bill	$261 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`345100 107 03D07`

Property Details

APN / Parcel Number

Primary APN	`345100 107 03D07`
Alternative APNs	`3984160000907610010703` `39841600009`

Interior

Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	69,260 sqft

Location & Zoning

Street Address	2995 45TH AVE NE
City	NAPLES
State	FL
Zip	34120-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 63 E 105FT OF TR 107 OR 1217 PG 1274
Legal Range	28
Legal Township	48
Legal Section	7
Legal Subdivision	GOLDEN GATE EST UNIT 63
Legal Tract	107
Legal Block	1
Legal Unit	63
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1008
Census Tract	11211

Owner

2995 45th Ave NE is owned and occupied by two individuals who bought it in September 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2995 45TH AVE NE, NAPLES, FL 34120-8411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Jul 24, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Jan 4, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Sep 24, 2018	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Prior Sale	May 15, 2006 · Amount on File
Deed Document Number	20185615619
Deed Book / Page	5555 / 1115
Prior Transfer Date	Feb 5, 2014
Prior Transfer Doc	0005039711
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2995 45TH AVE NE, NAPLES, FL 34120-8411
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057660248
Date	May 22, 2020
Book Page	5766/248
Instrument	5870402

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2995 45TH AVE NE, NAPLES, FL 34120-8411
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056551761
Date	Jul 24, 2019
Book Page	5655/1761
Instrument	5743602

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2995 45TH AVE NE, NAPLES, FL 34120-8411
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 45TH AVE NE, NAPLES, FL 34120-8411

Mortgage

Document Number	0060661723
Date	Jan 4, 2022
Book Page	6066/1723
Instrument	6184710

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	340 Months
Due	May 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 24, 2018
Property Address	2995 45TH AVE NE, NAPLES, FL 34120-8411
Document Number	0055551115
Book / Page	5555 / 1115
Map Reference	MB7 PG63
Instrument Date	Sep 21, 2018
Instrument	5615619
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	CYPRESS TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,379.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 21ST ST NW, 512, NAPLES, FL 34120-1810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 45TH AVE NE, NAPLES, FL 34120-8411

Mortgage

Document Number	0005615620
Date	Sep 24, 2018
Instrument	5615620

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2995 45th Ave NE was $261 with exemptions applied.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,037 (+2.7%)	$416,247 (-2.92%) Land $66,780 Building $349,467
2025	$261.00 Homeowner's exemption Veteran's exemption	$352,519	$428,778 Land $66,780 Building $361,998
2023	$249.00 (+8.26%) Homeowner's exemption Disabled Person's exemption	$332,606 (+3%)	$460,587 (+8.87%) Land $73,140 Building $387,447
2022	$230.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$322,918	$423,061 Land $58,433 Building $364,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2995 45th Ave NE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 289 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	289 in force
Nearby Flood Claims	6 (2017–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2995 45th Ave NE is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Streamline Internet Fixed Wireless	450 / 80

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 45th Ave NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures