297 Prospectors Ln, Billings, MT 59105 Property Records

Yellowstone County property record for 297 Prospectors Ln, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,339 sqft · built 1981
Lot Size	0.058 acres (2,530 sqft)
Owner	Individual Name on File
Last Sale	$139,800 (Dec 2018)
Tax Bill	$1,408 (2025)
Deeds & Mortgages	Dec 2018 Refinance Aug 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A22861B`

Property Details

APN / Parcel Number

Primary APN	`000A22861B`
Alternative APNs	`03-1033-21-1-10-19-0000` `R0323808` `A22861B`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,339 sqft Living Area
Gross Area	1,586 sqft
1st Floor Area	484 sqft
2nd Floor Area	492 sqft
Basement Area	484 sqft
Finished Basement	363 sqft
Unfinished Basement	121 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,530 sqft (0.058 acres)
View / Lot	Neighborhood / Spot
Garage Area	248 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	297 PROSPECTORS LN
City	BILLINGS
State	MT
Zip	59105-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	EAGLES NEST SUBD, S21, T01 N, R26 E, BLOCK 1B, LOT 5C, AMND LTS 1-8
Legal Range	26E
Legal Township	01N
Legal Section	21
Legal Subdivision	EAGLES NEST SUBD (19)
Legal Block	1B
Legal Lot Number	5C
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1004
Census Tract	705

Owner

297 Prospectors Ln is owned and occupied by an individual who bought it in December 2018.

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	297 PROSPECTORS LN, BILLINGS, MT 59105-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Warranty Deed, Transfer · Stand-Alone Refinance FIRST INTERSTATE BANK
Aug 25, 2017	Loan Modification, Mortgage · FHA Mortgage GUILD MTG
Aug 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Jul 25, 2008 · Amount on File
Deed Document Number	20183869784
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 3, 2018
Property Address	297 PROSPECTORS LN, BILLINGS, MT 59105-1662
Document Number	0003869784
Instrument Date	Dec 3, 2018
Instrument	3869784
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 PROSPECTORS LN, BILLINGS, MT 59105-1662

Mortgage

Document Number	0003869785
Date	Dec 3, 2018
Instrument	3869785

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	297 PROSPECTORS LN, BILLINGS, MT 59105-1662
Document Number	0003829081
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 PROSPECTORS LN BILLINGS MT 591051662, BILLINGS, MT 59105-1662

Mortgage

Document Number	0003829081
Date	Oct 3, 2017
Instrument	3829081

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92186-5304

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	297 PROSPECTORS LN, BILLINGS, MT 59105-1662
Document Number	0003829082
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 PROSPECTORS LN BILLINGS MT 591051662, BILLINGS, MT 59105-1662

Mortgage

Document Number	0003829082
Date	Oct 3, 2017
Instrument	3829082

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 297 Prospectors Ln was $1,408, down 26.5% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,300 (-) Land $36,156 Building $197,144	$233,300 (-) Land $36,156 Building $197,144
2025	$1,408.00 (-26.51%)	$233,300 Land $36,156 Building $197,144	$233,300 Land $36,156 Building $197,144
2024	$1,916.00 (+4.3%)
2023	$1,837.00	$205,800	$205,800 Land $28,191 Building $177,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 297 Prospectors Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 297 Prospectors Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T, TDS Telecom, Verizon.

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