281 Prospectors Ln, Billings, MT 59105 Property Records

Yellowstone County property record for 281 Prospectors Ln, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,416 sqft · built 1981
Lot Size	0.058 acres (2,530 sqft)
Owner	Individual Name on Record
Last Sale	$212,100 (Dec 2020)
Tax Bill	$1,405 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000A22862A`

Property Details

APN / Parcel Number

Primary APN	`000A22862A`
Alternative APNs	`03-1033-21-1-10-22-0000` `R0323811` `A22862A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,416 sqft Living Area
Gross Area	1,466 sqft
1st Floor Area	486 sqft
2nd Floor Area	494 sqft
Basement Area	486 sqft
Finished Basement	436 sqft
Unfinished Basement	50 sqft
Family Room	Family Room

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,530 sqft (0.058 acres)
View / Lot	Neighborhood / Spot
Garage Area	248 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	21 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	281 PROSPECTORS LN
City	BILLINGS
State	MT
Zip	59105-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	EAGLES NEST SUBD, S21, T01 N, R26 E, BLOCK 1B, LOT 6B, AMND LTS 1-8
Legal Range	26E
Legal Township	01N
Legal Section	21
Legal Subdivision	EAGLES NEST SUBD (19)
Legal Block	1B
Legal Lot Number	6B
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1004
Census Tract	705

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 PROSPECTORS LN, BILLINGS, MT 59105-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Warranty Deed, Transfer VALLEY FIN'L CU
Mar 10, 2020	Personal Representative Deed, Transfer · Line of Credit STOCKMAN BANK
Jun 20, 2019	Grant Deed, Transfer OTHER
Mar 28, 2019	Trustee's Deed, Foreclosure TITLE FINANCIAL SPECIALTY SERVICES, TITLE FIN'L SPECIALTY SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Mar 10, 2020 · Amount on Record
Deed Document Number	20203949818
Prior Transfer Date	Apr 24, 2008
Prior Transfer Doc	0003462722
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 1, 2020
Property Address	281 PROSPECTORS LN, BILLINGS, MT 59105-1662
Document Number	0003949818
Instrument Date	Dec 1, 2020
Instrument	3949818
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 PROSPECTORS LN BILLINGS MT 591051662, BILLINGS, MT 59105-1662

Mortgage

Document Number	3949819
Date	Dec 1, 2020
Instrument	3949819

Lender

Name	VALLEY FIN'L CU
Address	BILLINGS, MT 59102

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

March 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 10, 2020
Property Address	281 PROSPECTORS LN, BILLINGS, MT 59105-1662
Document Number	0003913742
Map Reference	DOC 1167979
Instrument Date	Mar 9, 2020
Instrument	3913742
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	761 TEPEE TRL, BILLINGS, MT 59105-2735

Mortgage

Document Number	0003913743
Date	Mar 10, 2020
Instrument	3913743

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Sep 20, 2020

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 20, 2019
Property Address	281 PROSPECTORS LN, BILLINGS, MT 59105-1662
Document Number	0003886531
Instrument Date	Jun 13, 2019
Instrument	3886531
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2839 DRURY LN BILLINGS MT 591055124, BILLINGS, MT 59105-5124

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 28, 2019
Property Address	281 PROSPECTORS LN, BILLINGS, MT 59105-1662
Document Number	0003878907
Instrument Date	Mar 18, 2019
Instrument	3878907
Transaction Type	Foreclosure
Record Updated	Apr 3, 2019
Title Company	TITLE FINANCIAL SPECIALTY SERVICES, TITLE FIN'L SPECIALTY SVC

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,700 (-) Land $36,156 Building $196,544	$232,700 (-) Land $36,156 Building $196,544
2025	$1,405.00 (-24.58%)	$232,700 (+16.41%) Land $36,156 Building $196,544	$232,700 (+16.41%) Land $36,156 Building $196,544
2024	$1,863.00 (+4.43%)
2023	$1,784.00	$199,900	$199,900 Land $28,191 Building $171,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T, TDS Telecom, Verizon.

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