305 Prospectors Ln, Billings, MT 59105 Property Records

Yellowstone County property record for 305 Prospectors Ln, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 976 sqft · built 1981
Lot Size	0.079 acres (3,450 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Oct 2018 Transfer May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A228610`

Property Details

APN / Parcel Number

Primary APN	`000A228610`
Alternative APNs	`03-1033-21-1-10-17-0000` `R0323810` `A228610` `A22861`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	976 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	484 sqft
2nd Floor Area	492 sqft
Basement Area	484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,450 sqft (0.079 acres)
View / Lot	Neighborhood / Spot
Garage Area	248 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	32 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 PROSPECTORS LN
City	BILLINGS
State	MT
Zip	59105-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	EAGLES NEST SUBD, S21, T01 N, R26 E, BLOCK 1B, LOT 5A, AMND LT 1-8 BLK 1
Legal Range	26E
Legal Township	01N
Legal Section	21
Legal Subdivision	EAGLES NEST SUBD (19)
Legal Block	1B
Legal Lot Number	5A
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1004
Census Tract	705

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 PROSPECTORS LN, BILLINGS, MT 59105-1664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 24, 2018	Deed of Trust, Mortgage VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 12, 2018
Transfer Doc	0003865638
Record Updated	Oct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 18, 2018
Property Address	305 PROSPECTORS LN, BILLINGS, MT 59105-1664
Document Number	0003865638
Instrument Date	Oct 12, 2018
Instrument	3865638
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PROSPECTORS LN BILLINGS MT 591051664, BILLINGS, MT 59105-1664

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	305 PROSPECTORS LN, BILLINGS, MT 59105-1664
Document Number	0003850496
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PROSPECTORS LN BILLINGS MT 591051664, BILLINGS, MT 59105-1664

Mortgage

Document Number	0003850496
Date	Jun 1, 2018
Instrument	3850496

Lender

Name	VALLEY FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 31, 2033

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,900 (-) Land $37,644 Building $184,256	$221,900 (-) Land $37,644 Building $184,256
2025	$1,362.00 (-25%)	$221,900 (+15.27%) Land $37,644 Building $184,256	$221,900 (+15.27%) Land $37,644 Building $184,256
2024	$1,816.00 (+5.7%)
2023	$1,718.00	$192,500	$192,500 Land $30,653 Building $161,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T, TDS Telecom, Verizon.

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