297 E Ann St, Centreville, MI 49032 Property Records

St. Joseph County property record for 297 E Ann St, Centreville, MI 49032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,390 sqft
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Aug 2021)
Tax Bill	$2,314 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-110-020-10`

Property Details

APN / Parcel Number

Primary APN	`042-110-020-10`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,390 sqft Building Perimeter
1st Floor Area	1,390 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Lot Area	33,541 sqft (0.77 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	297 E ANN ST
City	CENTREVILLE
State	MI
Zip	49032-8601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR BLK 10 ORIG PLAT VIL OF CENTREVILLE TH N 242.2 FT TH N 72D 42M 02S W 88.75 FT TH S 100.16 FT TH W 87.25 FT TH S 16
Legal Subdivision	VIL OF CENTREVILLE
Legal Block	10
Jurisdiction	ST JOSEPH MI
Township / Civil Division	NOTTAWA
Census Block Group	2
Census Block	2033
Census Tract	41301

Owner

297 E Ann St is owned and occupied by an individual who bought it in August 2021.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	297 E ANN ST, CENTREVILLE, MI 49032-8601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST
Jul 9, 2019	Intrafamily Transfer, Transfer
Mar 19, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Mar 19, 2019 · Amount on File
Deed Document Number	20218014
Prior Transfer Date	Jun 14, 2019
Prior Transfer Doc	1965/0772
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 9, 2021
Property Address	297 E ANN ST, CENTREVILLE, MI 49032-8601
Document Number	2021008014
Instrument Date	Jul 29, 2021
Instrument	2021008014
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23650 M 86, 23650, CENTREVILLE, MI 49032-9717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57637 M 66, MENDON, MI 49072-9531

Mortgage

Date	Aug 9, 2021

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 9, 2019
Property Address	297 E ANN ST, CENTREVILLE, MI 49032-8601
Document Number	1965/0772
Book / Page	1965 / 0772
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 S CLARK ST, CENTREVILLE, MI 49032-9790

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 19, 2019
Property Address	297 E ANN ST, CENTREVILLE, MI 49032-8601
Document Number	1951/0458
Book / Page	1951 / 0458
Instrument Date	Mar 5, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23786 M 86, 23786, CENTREVILLE, MI 49032-9717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 S CENTER ST, CENTREVILLE, MI 49032

Tax Assessment & Valuation

The 2025 property tax bill for 297 E Ann St was $2,314 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Centreville Village
County	St. Joseph County
County Subdivision	Nottawa Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,100 (-16.11%)	$180,200 (-16.11%)
2025	$2,314.00 Homeowner's exemption	$107,400 Building $107,400	$214,800 Building $214,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 297 E Ann St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 297 E Ann St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTREVILLE serves 1,579 people · EPA ID MI0001310
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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