29685 Independence Ave, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29685 Independence Ave, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,520 sqft · built 1978
Lot Size	0.356 acres (15,500 sqft)
Owner	Individual Name on Record
Last Sale	$577,700 (Dec 2017)
Tax Bill	$6,158 (2024)
Deeds & Mortgages	Oct 2022 Sale Dec 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00249790-000000`

Property Details

APN / Parcel Number

Primary APN	`00249790-000000`
Alternative APNs	`27662900249790000000` `1319406`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	1,292 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,500 sqft (0.356 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	636 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	588 sqft
Patio Area	1,145 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1319406
Street Address	29685 INDEPENDENCE AVE
City	BIG PINE KEY
State	FL
Zip	33043-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 6 LTS 49 & 50 PINE CHANNEL EST SEC TWO BIG PINE KEY PB6-2 OR694-68/69 OR707-891/92 OR762-847/48 OR780-139 OR831-85 OR996-2091 OR1263-2204/05 OR2022-463/65 OR2206-626 OR2881-811/12 OR3196-1330
Legal Range	29E
Legal Township	66S
Legal Section	27
Legal Subdivision	PINE CHANNEL ESTATE SEC 2
Legal Block	6
Legal Lot Number	49,50
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2031
Census Tract	971401

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29685 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 1, 2017	Warranty Deed, Transfer · Conventional Mortgage RONALD J & MARY H MALESKI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Prior Sale	May 4, 2006 · Amount on Record
Deed Document Number	20172145760
Deed Book / Page	2881 / 811
Prior Transfer Date	Apr 23, 2004
Prior Transfer Doc	0020220463
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 5, 2022
Property Address	29685 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3213
Document Number	0031961330
Book / Page	3196 / 1330
Map Reference	MB 6 PG 2
Instrument Date	Sep 30, 2022
Instrument	2393416
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5113 SE 56TH ST, OKLAHOMA CITY, OK 73135-4408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29685 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3213

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 1, 2017
Property Address	29685 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3213
Document Number	0028810811
Book / Page	002881 / 000811
Instrument Date	Nov 27, 2017
Instrument	2145760
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TRUE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,043.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29685 INDEPENDENCE AVE BIG PINE KEY FL 330433213, BIG PINE KEY, FL 33043-3213

Mortgage

Document Number	28810813
Date	Dec 1, 2017
Book Page	002881/000813
Instrument	2145761

Lender

Name	RONALD J & MARY H MALESKI
Address	10620 JACKSON SQUARE DR, ESTERO, FL 33928-4035
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 30, 2020

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$729,842 (+6.3%)	$953,221 (-1.63%) Land $650,670 Building $302,551
2024	$6,158.00 (+4.11%)
2023	$5,915.00 (+40.6%) Homeowner's exemption	$686,591 (+41.7%)	$969,027 (+48.86%) Land $673,260 Building $295,767
2022	$4,207.00 Homeowner's exemption	$484,554	$650,977 Land $351,360 Building $299,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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