Monroe County property record for 29678 Independence Ave, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,380 sqft · built 2022 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $125,000 (Dec 2016) |
| Tax Bill | $5,318 (2024) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 00248840-000000 |
| Primary APN | 00248840-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 810 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1318451 |
|---|---|
| Street Address | 29678 INDEPENDENCE AVE |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-3219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 5 LT 2 PINE CHANNEL EST SEC TWO BIG PINE KEY PB6-2 OR546-842 OR1010-1884D/C OR1010-1885/1886AFF OR2830-73/74 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 27 |
| Legal Subdivision | PINE CHANNEL ESTATE SEC 2 |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 971401 |
29678 Independence Ave is owned by a company that acquired it in August 2025.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 29678 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3219 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2016 · Amount on File |
| Deed Sale | Dec 12, 2016 · Amount on File |
| Prior Sale | Feb 1, 1973 · Amount on File |
| Deed Document Number | 20162102730 |
| Deed Book / Page | 2830 / 73 |
| Last Transfer Date | Aug 29, 2025 |
| Transfer Doc | 0033421946 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 29678 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3219 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 431766, SUMMERLAND KEY, FL 33043-1766 |
| Document Number | 0032082422 |
|---|---|
| Date | Jan 20, 2023 |
| Book Page | 3208/2422 |
| Instrument | 2404014 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $625,158 | $1,053,069 Land $693,750 Building $359,319 | |
| 2024 | $5,318.00 (+14.83%) | ||
| 2023 | $4,631.00 (+212.91%) Homeowner's exemption | $534,815 (+185.23%) | $880,045 (+369.36%) Land $600,000 Building $280,045 |
| 2022 | $1,480.00 | $187,500 Land $187,500 | $187,500 Land $187,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29678 Independence Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29678 Independence Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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