29670 Independence Ave, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29670 Independence Ave, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,006 sqft · built 1987
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,827,857 (Jul 2020)
Tax Bill	$8,437 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00248850-000000`

Property Details

APN / Parcel Number

Primary APN	`00248850-000000`
Alternative APNs	`27662900248850000000` `1318469`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,006 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	408 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Hip
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	711 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	1,208 sqft
Patio Area	200 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1318469
Street Address	29670 INDEPENDENCE AVE
City	BIG PINE KEY
State	FL
Zip	33043-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 5 LT 3 PINE CHANNEL EST SEC TWO PB6-2 BIG PINE KEY OR546-840 OR1591-1173 OR1751-1209D/C OR1814-1966 OR1851-1406/07 OR2094-259Q/C OR2094-260/61 OR2094-262/63AFF OR3034-1775
Legal Range	29E
Legal Township	66S
Legal Section	27
Legal Subdivision	PINE CHANNEL ESTATE SEC 2
Legal Block	5
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2031
Census Tract	971401

Owner

Source: Monroe County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 SW 24TH RD, MIAMI, FL 33129-1509
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Mar 16, 2005 · Amount on Record
Deed Document Number	20202275177
Deed Book / Page	3034 / 1775
Last Transfer Date	Jun 17, 2026
Transfer Doc	0002549731
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 1, 2026
Property Address	29670 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3219
Document Number	0002549731
Book / Page	3389 / 533
Instrument Date	Jun 17, 2026
Instrument	20262549731
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SW 24TH RD, MIAMI, FL 33129-1509

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 30, 2020
Property Address	29670 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3219
Document Number	0030341775
Book / Page	003034 / 001775
Instrument Date	Jul 24, 2020
Instrument	2275177
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 SW 24TH RD MIAMI FL 331291509, MIAMI, FL 33129-1509

Mortgage

Document Number	30341777
Date	Jul 30, 2020
Book Page	003034/001777
Instrument	2275178

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,437.00 (+14.43%)	$1,006,732 (+10.39%) Land $693,750 Building $312,982	$1,006,732 (+10.39%) Land $693,750 Building $312,982
2024	$7,373.00 (+3.7%)
2023	$7,110.00 (+11.13%)	$911,982 (+17.37%) Land $600,000 Building $311,982	$911,982 (+17.37%) Land $600,000 Building $311,982
2022	$6,398.00	$777,027 Land $457,500 Building $319,527	$777,027 Land $457,500 Building $319,527

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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