Santa Cruz County property record for 2965 Pine Flat Rd, Santa Cruz, CA 95060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,440 sqft · built 1982 |
| Lot Size | 10 acres (439,869 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (May 2014) |
| Tax Bill | $11,455 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-131-20 |
| Primary APN | 080-131-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,440 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Manufactured |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 439,869 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 2965 PINE FLAT RD |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95060-9428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | LANDS/WALTER F & MILDRED JONES |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WEST SANTA CRUZ |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 120200 |
2965 Pine Flat Rd is owned and occupied by an individual who acquired it in July 2021.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2965 PINE FLAT RD, SANTA CRUZ, CA 95060-9428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2014 · Amount on File |
| Deed Sale | May 6, 2014 · Amount on File |
| Prior Sale | Nov 21, 2008 · Amount on File |
| Deed Document Number | 201414423 |
| Last Transfer Date | Jul 16, 2021 |
| Transfer Doc | 0000038848 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 22, 2021 |
| Property Address | 2965 PINE FLAT RD, SANTA CRUZ, CA 95060-9428 |
| Document Number | 0000038848 |
| Map Reference | VOL 112 PG 36 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021-0038848 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2965 PINE FLAT RD, SANTA CRUZ, CA 95060-9428 |
| Document Number | 0000038849 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021-0038849 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
The 2025 property tax bill for 2965 Pine Flat Rd was $11,455 with a homeowner's exemption, up 7.7% from the year before.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Elementary School District | Bonny Doon Union Elementary School District (KG - 06) |
| Secondary School District | Santa Cruz City High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $969,045 (+2%) Land $906,526 Building $62,519 | ||
| 2025 | $11,455.00 (+7.66%) Homeowner's exemption | $950,044 Land $888,751 Building $61,293 | |
| 2024 | $10,640.00 (+1.68%) | ||
| 2023 | $10,464.00 (+1.66%) Homeowner's exemption | $913,153 Land $854,240 Building $58,913 | $1,042,650 |
| 2022 | $10,293.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2965 Pine Flat Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2965 Pine Flat Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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