2905 Pine Flat Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 2905 Pine Flat Rd, Santa Cruz, CA 95060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,338 sqft · built 1970
Lot Size3.66 acres (159,430 sqft)
OwnerTrust Name on File
Tax Bill$5,583 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN080-131-16

Property Details

APN / Parcel Number

Primary APN080-131-16
Alternative APN
  • 080-131-16-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,338 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area159,430 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address2905 PINE FLAT RD
CitySANTA CRUZ
StateCA
Zip95060-9650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWEST SANTA CRUZ
Census Block Group3
Census Block3001
Census Tract120200

Owner

2905 Pine Flat Rd is owner-occupied and held in a trust since June 2007.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordTrust Name on File
Mailing Address2905 PINE FLAT RD, SANTA CRUZ, CA 95060-9650
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 19, 2007
Transfer Doc0000036540
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2905 PINE FLAT RD, SANTA CRUZ, CA 95060-9650
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016106
DateMay 16, 2017
Instrument2017-0016106
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2905 Pine Flat Rd was $5,583 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictBonny Doon Union Elementary School District (KG - 06)
Secondary School DistrictSanta Cruz City High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$429,540 (+2%) Land $156,199 Building $273,341
2025$5,583.00 Homeowner's exemption$421,117 Land $153,136 Building $267,981
2023$5,066.00 (+1.89%) Homeowner's exemption$404,765 Land $147,190 Building $257,575$897,930
2022$4,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2905 Pine Flat Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Pine Flat Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

No cell data coverage reported

Nearby Properties on Pine Flat Rd

Nearby Streets

Search Property Records by Address or Parcel Number