2941 Pine Flat Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 2941 Pine Flat Rd, Santa Cruz, CA 95060

Property Summary

Property Type	Recreational Vacant Land
Details	2 bd · 1 ba · 2,629 sqft · built 1870
Lot Size	4.1 acres (178,944 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Aug 2018)
Tax Bill	$12,411 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-141-27`

Property Details

APN / Parcel Number

Primary APN	`080-141-27`
Alternative APN	`080-141-27-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,629 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	178,944 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Deck Area	143 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2941 PINE FLAT RD
City	SANTA CRUZ
State	CA
Zip	95060-9428
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WEST SANTA CRUZ
Census Block Group	3
Census Block	3001
Census Tract	120200

Owner

2941 Pine Flat Rd, recreational vacant land, is owned and occupied by two individuals who bought it in August 2018.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2941 PINE FLAT RD, SANTA CRUZ, CA 95060-9428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 24, 2018	Grant Deed, Transfer OPES ADVISORS
Mar 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 10, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Deed Document Number	201825939
Prior Transfer Date	Mar 15, 2017
Prior Transfer Doc	0000008926
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2941 PINE FLAT RD, SANTA CRUZ, CA 95060-9428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008732
Date	Mar 12, 2020
Instrument	2020-0008732

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 24, 2018
Property Address	2941 PINE FLAT RD, SANTA CRUZ, CA 95060-9428
Document Number	0000025939
Instrument Date	Aug 16, 2018
Instrument	25939
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2941 PINE FLAT RD SANTA CRUZ CA 950609428, SANTA CRUZ, CA 95060-9428

Mortgage

Document Number	25940
Date	Aug 24, 2018
Instrument	25940

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 15, 2017
Property Address	2941 PINE FLAT RD, SANTA CRUZ, CA 95060-9428
Document Number	0000008926
Instrument Date	Mar 15, 2017
Instrument	8926
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2941 PINE FLAT RD BONNY DOON CA 950609428, BONNY DOON, CA 95060-9428

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 10, 2017
Property Address	2941 PINE FLAT RD, SANTA CRUZ, CA 95060-9428
Document Number	0000008468
Instrument Date	Mar 7, 2017
Instrument	8468
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2941 PINE FLAT RD BONNY DOON CA 950609428, BONNY DOON, CA 95060-9428

Tax Assessment & Valuation

The 2025 property tax bill for 2941 Pine Flat Rd was $12,411.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Bonny Doon Union Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,052,493 (+2%) Land $796,481 Building $256,012
2025	$12,411.00	$1,031,855 Land $780,863 Building $250,992
2023	$11,346.00 (+1.63%)	$991,786 Land $750,541 Building $241,245	$922,320
2022	$11,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2941 Pine Flat Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2941 Pine Flat Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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