2965 Bishop Estates Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 2965 Bishop Estates Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,108 sqft · built 2020
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Tax Bill	$12,338 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006810-0360`

Property Details

APN / Parcel Number

Primary APN	`006810-0360`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	4,108 sqft Living Area
Gross Area	5,042 sqft
1st Floor Area	3,267 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	420 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	934 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	562 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2965 BISHOP ESTATES RD
City	SAINT JOHNS
State	FL
Zip	32259-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6/3 BISHOP ESTATES NO 3 LOT 36 & PT OF VACA R/W (SJC RES #2023-80) OR4506/1701 & 4741/765 & 5758/1572
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	BISHOP ESTATES NO 3
Legal Block	3
Legal Lot Number	36
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3006
Census Tract	20801

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 STATE ROAD 13 N, 106, SAINT JOHNS, FL 32259-3863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Mar 9, 2020	Loan Modification, Mortgage HANCOCK WHITNEY BK
Jun 14, 2019	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 7, 2019
Transfer Doc	0047410765
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2965 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 BISHOP ESTATES RD, FRUIT COVE, FL 32259-3003

Mortgage

Document Number	0050371959
Date	Sep 9, 2020
Book Page	5037/1959
Instrument	2020076660

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	2965 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3003
Document Number	0049081075
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2965 BISHOP ESTATES RD ST JOHNS FL 32259, ST JOHNS, FL 32259

Mortgage

Document Number	0049081075
Date	Mar 24, 2020
Book Page	004908/001075
Instrument	23520

Lender

Name	HANCOCK WHITNEY BK
Address	NEW ORLEANS, LA 70122

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

Interest

Rate	4.87%

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jun 14, 2019
Property Address	2965 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3003
Document Number	0047410765
Book / Page	4741 / 0765
Map Reference	MB 6 PG 3
Instrument Date	Jun 7, 2019
Instrument	2019041992
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 STATE ROAD 13 STE 106, 106, SAINT JOHNS, FL 32259-3863

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$955,126 (+2.7%)	$1,381,342 (+3.24%) Land $770,000 Building $611,342
2025	$12,338.00 (+11.22%) Homeowner's exemption	$930,016 (+5.99%)	$1,338,009 (+12.91%) Land $770,000 Building $568,009
2024	$11,093.00 (+1.85%)
2023	$10,892.00 (+2.42%) Homeowner's exemption	$877,482 (+3%)	$1,184,975 (+21.03%) Land $640,000 Building $544,975
2022	$10,635.00 Homeowner's exemption	$851,924	$979,105 Land $571,200 Building $407,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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