2945 Bishop Estates Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 2945 Bishop Estates Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 5,152 sqft · built 2025
Lot Size	1.13 acres (49,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Jun 2024)
Tax Bill	$10,938 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006810-0000`

Property Details

APN / Parcel Number

Primary APN	`006810-0000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	5,152 sqft Living Area
Gross Area	5,954 sqft
1st Floor Area	3,399 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,222 sqft (1.13 acres)
Lot Dimensions	420 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	802 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	452 sqft
Deck Area	442 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2945 BISHOP ESTATES RD
City	SAINT JOHNS
State	FL
Zip	32259-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	6/3 BISHOP ESTATES NO 3 LOT 35 & PT OF VACA R/W (SJC RES #2023-80) OR5971/1288
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	BISHOP ESTATES NO 3
Legal Block	3
Legal Lot Number	35
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3006
Census Tract	20801

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14336 GARDEN GATE DR, JACKSONVILLE, FL 32258-8475
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Sep 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 20, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Jun 18, 2021	Warranty Deed, Transfer UNKNOWN, RIVER CITY TITLE LLC
Feb 23, 2018	Warranty Deed, Transfer · ARM SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	202448534
Deed Book / Page	5971 / 1288
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2945 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3003
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14336 GARDEN GATE DR, JACKSONVILLE, FL 32258-8475

Mortgage

Document Number	0060520378
Date	Nov 14, 2024
Book Page	6052/378
Instrument	2024089087

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2945 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3003
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 BISHOP ESTATES RD, JACKSONVILLE, FL 32259-3003

Mortgage

Document Number	0062151953
Date	Sep 5, 2025
Book Page	6215/1953
Instrument	2025072534

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 20, 2024
Property Address	2945 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3003
Document Number	0059711288
Book / Page	5971 / 1288
Map Reference	MB 6 PG 3
Instrument Date	Jun 18, 2024
Instrument	2024048534
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	SUNSET CAPITAL TITLE SERVICES, SUNSET CAPITAL TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1215 CRABAPPLE CT, SAINT JOHNS, FL 32259-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14336 GARDEN GATE DR, JACKSONVILLE, FL 32258-8475

Mortgage

Document Number	2024048535
Date	Jun 20, 2024
Instrument	2024048535

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 1, 2027

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 18, 2021
Property Address	2945 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3003
Document Number	0052950416
Book / Page	5295 / 416
Map Reference	MB 6 PG 3
Instrument Date	Jun 11, 2021
Instrument	2021068478
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, RIVER CITY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12888 RIVERPLACE CT, JACKSONVILLE, FL 32223-1772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 CRABAPPLE CT, ST JOHNS, FL 32259-1809

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 23, 2018
Property Address	2945 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3003
Document Number	0045061701
Book / Page	4506 / 1701
Map Reference	MB6 PG3
Instrument Date	Feb 20, 2018
Instrument	2018012106
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 CARAWAY CT, 504, SAINT JOHNS, FL 32259-4494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 LAKESIDE DR, JACKSONVILLE, FL 32210-3380

Mortgage

Document Number	2018012107
Date	Feb 23, 2018
Instrument	2018012107

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,487,882 (+88.97%) Land $770,000 Building $717,882	$1,487,882 (+88.97%) Land $770,000 Building $717,882
2025	$10,938.00 (+22.29%)	$787,347 (+13.62%)	$787,347 (+13.62%) Land $770,000 Building $17,347
2024	$8,944.00 (+5.32%)	$692,972 (+6.04%)	$692,972 (+6.04%) Land $680,000 Building $12,972
2023	$8,492.00 (+9.59%)	$653,488 (+11.31%)	$653,488 (+11.31%) Land $640,000 Building $13,488
2022	$7,749.00	$587,075	$587,075 Land $571,200 Building $15,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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