2909 Bishop Estates Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 2909 Bishop Estates Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 4,455 sqft · built 2006
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$1,010,000 (May 2019)
Tax Bill	$13,223 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006780-0310`

Property Details

APN / Parcel Number

Primary APN	`006780-0310`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Plumbing Fixtures	26 Plumbing Fixtures
Stories	1 Story
Building Area	4,455 sqft Living Area
Gross Area	5,292 sqft
1st Floor Area	2,869 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	519 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,023 sqft
Porch	Finished Screened Porch
Porch Area	1,396 sqft
Deck Area	Deck Area
Patio Area	510 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2909 BISHOP ESTATES RD
City	SAINT JOHNS
State	FL
Zip	32259-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	6/3 BISHOP ESTATES NO 3 LOT 31 OR47258/1368 &6050/1182
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	BISHOP ESTATES NO 3
Legal Block	3
Legal Lot Number	31
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3006
Census Tract	20801

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2909 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2019	Warranty Deed, Transfer · ARM FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Sep 25, 2003 · Amount on Record
Deed Document Number	201935622
Deed Book / Page	4728 / 1368
Last Transfer Date	May 18, 2024
Transfer Doc	0060501182
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2909 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3003
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049831943
Date	Jul 7, 2020
Book Page	4983/1943
Instrument	2020054338

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2030

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 23, 2019
Property Address	2909 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3003
Document Number	0047281368
Book / Page	4728 / 1368
Map Reference	MB 6 PG 3
Instrument Date	May 16, 2019
Instrument	2019035622
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ELITE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 11TH ST, 355, ATLANTIC BEACH, FL 32233-5531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3003

Mortgage

Document Number	0047281370
Date	May 23, 2019
Instrument	4728/1370

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,022,653 (+2.7%)	$1,383,107 (+2.53%) Land $693,000 Building $690,107
2025	$13,223.00 (+11.16%) Homeowner's exemption	$995,767 (+5.99%)	$1,349,026 (+13.15%) Land $693,000 Building $656,026
2024	$11,895.00 (+1.84%)
2023	$11,680.00 (+2.4%) Homeowner's exemption	$939,518 (+3%)	$1,192,277 (+18.94%) Land $576,000 Building $616,277
2022	$11,406.00 Homeowner's exemption	$912,153	$1,002,391 Land $514,080 Building $488,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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