2964 Peppertree Ln, Costa Mesa, CA 92626 Property Records

Orange County property record for 2964 Peppertree Ln, Costa Mesa, CA 92626

Property Summary

Property TypeMulti-Family Dwellings
Details3,551 sqft · built 1960
Lot Size0.217 acres (9,431 sqft)
OwnerCompany Name on Record
Last Sale$760,000 (Mar 2004)
Tax Bill$13,304 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN139-203-25

Property Details

APN / Parcel Number

Primary APN139-203-25

Interior

Units4 Units
Stories2 Stories
Building Area3,551 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleMulti-Family
Lot Area9,431 sqft (0.217 acres)
Garage TypeAttached
Garage Area810 sqft

Location & Zoning

Street Address2964 PEPPERTREE LN
CityCOSTA MESA
StateCA
Zip92626-3857
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionN TR 2822 BLK LOT 25 TR 2822 LOT 25 POR OF LOT
Legal SubdivisionTRACT NO 2822
Legal Tract2822
Legal Lot Number25
JurisdictionORANGE CA
Township / Civil DivisionCENTRAL COAST
Census Block Group1
Census Block1001
Census Tract63802

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4740 VON KARMAN AVE, 100, NEWPORT BEACH, CA 92660-2172
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK
May 9, 2018Deed of Trust, Mortgage · ARM
UBS BANK USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2004 · Amount on Record
Deed SaleMar 29, 2004 · Amount on Record
Prior SaleMar 13, 2003 · Amount on Record
Deed Document Number2004255226
Prior Transfer DateDec 16, 1993
Prior Transfer Doc0000886890
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2964 PEPPERTREE LN, COSTA MESA, CA 92626-3857
Transaction TypeMortgage
Record UpdatedFeb 25, 2021
Title CompanyCOMMONWEALTH LAND TITLE COMPANY/PUG, COMMONWEALTH LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4740 VON KARMAN AVE 100, 100, NEWPORT BEACH, CA 92660-2172

Mortgage

Document Number0000108558
DateFeb 17, 2021
Instrument2021000108558
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.95%
Type Change DateMar 1, 2028
Change FrequencyAnnually
Min Rate At Change2.95%
Max Rate At Change1.09%
Index1-Year CMT
Max Rate1.09%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2964 PEPPERTREE LN, COSTA MESA, CA 92626-3857
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCOMMONWEALTH LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000168759
DateMay 9, 2018
Instrument2018000168759
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJun 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityCosta Mesa City
Unified School DistrictNewport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,102,165 (+2%) Land $950,188 Building $151,977
2025$13,304.00 (+2.27%)$1,080,554 (+4.04%) Land $931,556 Building $148,998
2024$13,009.00 (+3.14%)
2023$12,613.00 (+3.84%)$1,038,596 Land $895,383 Building $143,213
2022$12,147.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMESA WATER DISTRICT
serves 110,000 people · EPA ID CA3010004
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Cosmo Network Solutions
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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