Osceola County property record for 2962 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,632 sqft Heated Area |
| Lot Size | 5,271 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $192,500 (2017) |
| Tax Bill | $2,721.00 (2025) |
| Primary APN | 128786 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,632 sqft Heated Area |
| Gross Area | 2,060 sqft Gross Area |
| 1st Floor | 1,632 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,271 sqft (0.121 acres) |
| Depth X Width | 105 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 400 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 360 sqft Patio |
| Porch | Open Porch |
| Porch Area | 28 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 128786 |
|---|---|
| Old Parcel Number | 222630275400010550 |
| Street Address | 2962 ELBIB DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8525 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 7 PB 15 PGS 116-117 LOT 55 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Phase | 7 |
| Legal Tract | 77 |
| Legal Block | 1 |
| Legal Lot Number | 55 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43207 |
Source: Osceola County records · APN 128786
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2962 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NEWREZ LLC |
| Feb 03, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NEWREZ LLC |
| Mar 03, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2017 · Amount on Record |
| Deed Sale | Mar 03, 2017 · Amount on Record |
| Prior Sale | May 13, 2015 · Amount on Record |
| Deed Doc Number | 2017034430 |
| Deed Book / Page | 5111 / 2243 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2962 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2962 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Document Number | 0065121182 |
|---|---|
| Date | Dec 01, 2023 |
| Book Page | 6512/1182 |
| Instrument | 2023156809 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2962 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2962 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Document Number | 0061422940 |
|---|---|
| Date | Feb 03, 2022 |
| Book Page | 6142/2940 |
| Instrument | 2022018442 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 03, 2017 |
| Property Address | 2962 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Document Number | 0051112243 |
| Book / Page | 5111 / 2243 |
| Map Reference | MB15 PG116&117 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 2017034430 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | TITLE & ABSTRACT AGENCY OF A |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,347.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 17TH ST, 12, SAINT CLOUD, FL 34769-5324 |
| Name | Verified Name |
|---|---|
| Address | 2962 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Document Number | 0051112245 |
|---|---|
| Date | Mar 03, 2017 |
| Instrument | 5111/2245 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,721.00 (+6.58%) Homeowner's exemption | $194,918 (+5.99%) | $307,800 (-3.02%) Land $65,000 Building $242,800 |
| 2023 | $2,553.00 (+3.86%) Homeowner's exemption | $183,908 (+3%) | $317,400 (+15.75%) Land $60,000 Building $257,400 |
| 2022 | $2,458.00 Homeowner's exemption | $178,552 | $274,200 Land $55,000 Building $219,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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