Osceola County property record for 2955 Elbib Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,854 sqft Living Area |
| Lot Size | 9,757 sqft (0.224 acres) |
| Garage | Attached, 400 sqft |
| Last Sale | $381,000 (2022) |
| Tax Bill | $5,983.00 (2024) |
| Primary APN | 22-26-30-0077-0001-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,854 sqft Living Area |
| Gross Area | 2,290 sqft Gross Area |
| 1st Floor | 1,854 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,757 sqft (0.224 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 32 sqft Patio |
| Porch Area | 36 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2955 ELBIB DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8527 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 7 PB 15 PGS 116-117 LOT 17 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES PH 7 |
| Legal Phase | 7 |
| Legal Tract | 77 |
| Legal Block | 170 |
| Legal Lot Number | 17 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 22-26-30-0077-0001-0170
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA |
| Aug 15, 2022 | Warranty Deed, Transfer SELENE TITLE LLC |
| May 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2022 · Amount on Record |
| Deed Sale | Apr 07, 2022 · Amount on Record |
| Prior Sale | May 13, 2019 · Amount on Record |
| Deed Doc Number | 202255908 |
| Deed Book / Page | 6189 / 2773 |
| Last Transfer Date | Aug 11, 2022 |
| Transfer Doc | 0062682759 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2955 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2022 |
| Title Company | SELENE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0062720744 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 6272/744 |
| Instrument | 2022127801 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 15, 2022 |
| Property Address | 2955 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Document Number | 0062682759 |
| Book / Page | 6268 / 2759 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022124669 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2022 |
| Title Company | SELENE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 13, 2019 |
| Property Address | 2955 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Document Number | 0055222623 |
| Book / Page | 005522 / 002623 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 60918 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2019 |
| Title Company | TITLE PROFESSIONALS/CENTRAL FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,449.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2961 SETTLERS TRL ST CLOUD FL 347728837, ST CLOUD, FL 34772-8837 |
| Document Number | 55222624 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 005522/002624 |
| Instrument | 60919 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,713.00 (-4.51%) | $319,000 (-3.01%) Land $65,000 Building $254,000 | $319,000 (-3.01%) Land $65,000 Building $254,000 |
| 2024 | $5,983.00 (+0.94%) | ||
| 2023 | $5,927.00 (+34.03%) | $328,900 (+15.89%) Land $60,000 Building $268,900 | $328,900 (+15.89%) Land $60,000 Building $268,900 |
| 2022 | $4,422.00 | $283,800 Land $55,000 Building $228,800 | $283,800 Land $55,000 Building $228,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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